\nC\u00e2nd cei din genera\u0163ia baby boomers, n\u0103scu\u0163i \u00eentre 1946 \u015fi 1964, atingeau v\u00e2rsta medie de 35 de ani \u00een anul 1990, averea colectiv\u0103 a acestora era echivalentul a 21% din totalul Statelor Unite. Genera\u0163ia millennials, din 1981 p\u00e2n\u0103 \u00een 1996, va atinge aceea\u015fi medie \u00een patru ani \u015fi este extrem de departe s\u0103 aib\u0103 un procent asem\u0103n\u0103tor, conform MarketWatch.<\/p>\n
\nPer total, baby boomerii s-au descurat mai bine din punct de vedere financiar dec\u00e2t cei din genera\u0163ia millennial \u015fi cei din Genera\u0163ia X, n\u0103scu\u0163i \u00eentre 1965 \u015fi 1980. \u00cen SUA, bog\u0103\u0163ia total\u0103 a na\u0163iunii este \u00eemp\u0103r\u0163it\u0103 astfel: Genera\u0163ia Baby Boomers de\u0163ine 57%, \u00een timp ce Genera\u0163ia X de\u0163ine 16%, iar Millennials doar 3%.<\/p>\n
\nAdul\u0163ii sub 40 de ani au acumulat tot mai pu\u0163in\u0103 avere \u00een ultimii 30 de ani, sc\u0103z\u00e2nd de la 13% din totalul Statelor Unite \u00een 1989, la mai pu\u0163in de 7% \u00een zilele noastre.<\/p>\n
\nAv\u00e2nd o v\u00e2rst\u0103 medie de 35 de ani, Genera\u0163ia X de\u0163inea 9% din averea total\u0103 a \u0163\u0103rii \u00een 2008, mai pu\u0163in de jum\u0103tate fa\u0163\u0103 de c\u00e2t aveau boomerii la acea v\u00e2rst\u0103. Millennialii vor trebui s\u0103 \u00ee\u015fi tripleze averea \u00een urm\u0103torii patru ani pentru a prinde din urm\u0103 Genera\u0163ia X \u015fi vor trebui aib\u0103 de \u015fapte ori mai multe resurse pentru a-i egala m\u0103car pe boomerii de aceea\u015fi v\u00e2rst\u0103.<\/p>\n
\nSarcina nu va fi deloc u\u015foar\u0103, \u00eentruc\u00e2t majoritatea tinerilor sunt \u00eengropa\u0163i \u00een datoriile ce le acoper\u0103 studiile, suma total\u0103 ating\u00e2nd un nou record de 1,600 de miliarde de dolari. Sistemul Federal de Rezerve al Statelor Unite estimeaz\u0103 c\u0103 peste o treime din cei 45 de milioane de america\u0163i afecta\u0163i de acel gen de datorii au v\u00e2rsta sub 30 de ani.<\/p>\n
\nPatru din zece americani sub 30 de ani \u015fi-au descris situa\u0163ia financiar\u0103 ca fiind \u201eproast\u0103\u201d \u00eentr-un sondaj efectuat recent de Associated Press. Jum\u0103tate dintre ace\u015ftia se tem c\u0103 nu vot putea pl\u0103ti o factur\u0103 la care nu se a\u015fteapt\u0103, num\u0103rul fiind dublu fa\u0163\u0103 de cei cu v\u00e2rsta de peste 60 de ani.<\/p>\n
\nExist\u0103 \u015fi ve\u015fti bune, de vreme ce boomerii vor transfera o bun\u0103 parte din avere urma\u015filor, genera\u0163ia Millennials mo\u015ftenind un total de circa 59 de trilioane de dolari \u00een anii ce urmeaz\u0103.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
C\u00e2nd cei din genera\u0163ia baby boomers, n\u0103scu\u0163i \u00eentre 1946 \u015fi 1964, atingeau v\u00e2rsta medie de 35 de ani \u00een anul 1990, averea colectiv\u0103 a acestora era echivalentul a 21% din totalul Statelor Unite. Genera\u0163ia millennials, din 1981 p\u00e2n\u0103 \u00een 1996, va atinge aceea\u015fi medie \u00een patru ani \u015fi este extrem de departe s\u0103 aib\u0103 un […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9264,32785,22153,14536,20246,8257],"class_list":["post-178123","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-avere","tag-diferenta","tag-generatie","tag-nasteri","tag-statelor-unite","tag-venit"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/178123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=178123"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/178123\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=178123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=178123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=178123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}