{"id":177945,"date":"2019-12-01T19:30:29","date_gmt":"2019-12-01T19:30:29","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=177945"},"modified":"2019-12-01T19:30:29","modified_gmt":"2019-12-01T19:30:29","slug":"un-mare-creditor-britanic-a-lansat-o-banca-digitala-ce-va-concura-direct-cu-revolut-si-monzo","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=177945","title":{"rendered":"Un mare creditor britanic a lansat o banc\u0103 digital\u0103 ce va concura direct cu Revolut \u015fi Monzo"},"content":{"rendered":"<p>\nCreditorul britanic NatWest a lansat o banc\u0103 digital\u0103 care va intra direct pe pia\u0163a tehnologiei financiare britanice, potrivit CNBC.<\/p>\n<p>\nNatWest \u2013 o filial\u0103 a B\u0103ncii Regale a Sco\u0163iei (RBS) \u2013 a lansat miercuri o banc\u0103 digital\u0103 bazat\u0103 pe cloud numit\u0103 \u201eBo\u201d, platforma put\u00e2nd fi deja desc\u0103rcat\u0103 de pe App Store \u015fi Google Play.<\/p>\n<p>\nPrimii utilizatori ai b\u0103ncii digitale vor primi un card Visa galben \u015fi \u00ee\u015fi vor putea accesa contul prin intermediul aplica\u0163iei mobile.<\/p>\n<p>\nBo a fost proiectat pentru a-\u015fi ajuta clien\u0163ii s\u0103-\u015fi gestioneze mai u\u015for banii, conform NatWest, \u015fi include func\u0163ii de economisire, de management al bugetului \u015fi le ofer\u0103 clien\u0163ilor posibilitatea acces\u0103rii unor \u201erate de schimb grozave\u201d c\u00e2nd c\u0103l\u0103toresc \u00een str\u0103in\u0103tate.<\/p>\n<p>\n\u201eAv\u00e2nd \u00een vedere c\u0103 suntem parte integral\u0103 a NatWest, oamenii se pot baza pe faptul c\u0103 Bo le va \u0163ine banii \u00een siguran\u0163\u0103. Dar \u0163in\u00e2nd cont c\u0103 este o banc\u0103 digital\u0103, construit\u0103 integral prin tehnologii separate de cloud, Bo este capabil\u0103 s\u0103 dezvolte noi tehnologii \u015fi s\u0103 \u0163in\u0103 pasul cu cerin\u0163ele \u015fi a\u015ftept\u0103rile clien\u0163ilor\u201d, a declarat Mark Bailie, director executiv al b\u0103ncii.<\/p>\n<p>\n\u201eC\u00e2t timp b\u0103ncile sunt presate constant s\u0103 inoveze, nu pot intra \u00eentr-o criz\u0103 existen\u0163ial\u0103\u201d, declara la \u00eenceputul anului Raman Bhatia, \u015fef al sectorului digital pentru Marea Britanie \u015fi Europa din cadrul HSBC, unul dintre cele mai mari grupuri bancare din lume.<\/p>\n<p>\n\u201eClien\u0163ii au un nivel ridicat de \u00eencredere c\u00e2nd vine vorba de banca unde \u00ee\u015fi depoziteaz\u0103 banii, iar b\u0103ncile trebuie s\u0103 munceasc\u0103 mai mult ca niciodat\u0103 pentru a men\u0163ine aceast\u0103 \u00eencredere\u201d, a ad\u0103ugat Bhatia.<\/p>\n<p>\nPia\u0163a fintech are un avantaj clar \u00een Marea Britanie, \u00eenregistr\u00e2nd clien\u0163i \u015fi investi\u0163ii mai mult dec\u00e2t \u00een orice alt\u0103 parte a lumii.<\/p>\n<p>\nRevolut a fost recent evaluat\u0103 la 1,7 miliarde de dolari, \u00een timp ce compania rival\u0103 Monzo a fost evaluat\u0103 la 2,5 miliarde, cele dou\u0103 companii cu sediul \u00een Londra fiind unele dintre cele mai valoroase firme \u201eunicorn\u201d din Europa. \u00cen plus, banca britanic\u0103 OakNorth era evaluat\u0103 \u00een februarie la 2,8 miliarde de dolari, iar start-up-ul de transferuri financiare TransferWise este evaluat \u00een prezent la 3,5 miliarde de dolari.<\/p>\n<p>\nPotrivit unui raport publicat de firma de consultan\u0163\u0103 financiar\u0103 McKinsey luna trecut\u0103, b\u0103ncile tradi\u0163ionale \u00ee\u015fi aloc\u0103 35% din buget inova\u0163iilor strategice din IT, \u00een timp ce firmele de tehnologie financiar\u0103 aloc\u0103 peste 70 de procente.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Creditorul britanic NatWest a lansat o banc\u0103 digital\u0103 care va intra direct pe pia\u0163a tehnologiei financiare britanice, potrivit CNBC. NatWest \u2013 o filial\u0103 a B\u0103ncii Regale a Sco\u0163iei (RBS) \u2013 a lansat miercuri o banc\u0103 digital\u0103 bazat\u0103 pe cloud numit\u0103 \u201eBo\u201d, platforma put\u00e2nd fi deja desc\u0103rcat\u0103 de pe App Store \u015fi Google Play. Primii utilizatori [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,4126,47,7251],"class_list":["post-177945","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-clienti","tag-lansare","tag-marea-britanie"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/177945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=177945"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/177945\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=177945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=177945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=177945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}