{"id":177224,"date":"2019-11-09T17:09:39","date_gmt":"2019-11-09T17:09:39","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=177224"},"modified":"2026-04-07T12:17:12","modified_gmt":"2026-04-07T12:17:12","slug":"atentie-klaus-iohannis-a-promulgat-legea-care-transpune-noua-directiva-europeana-psd2-ce-aduce-schimbari-majore-la-platile-cu-cardul","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=177224","title":{"rendered":"Aten\u0163ie! Klaus Iohannis a promulgat legea care transpune noua directiv\u0103 european\u0103 PSD2, ce aduce schimb\u0103ri majore la pl\u0103\u0163ile cu cardul"},"content":{"rendered":"<p>\n<span style=\"font-family: Raleway, Arial, sans, sans-serif;font-size: 17px\">Klaus Iohannis a promulgat, \u00een data de 8 noiembrie, legea<\/span>&nbsp;care tanspune \u00een legisla\u0163ia na\u0163ional\u0103 noua directiv\u0103 european\u0103 PSD2 \u015fi care aduce schimb\u0103ri majore la pl\u0103\u0163ile cu cardul.<\/p>\n<div>\n<p>\nMai exact, este vorba despre Legea privind serviciile de plat\u0103 \u015fi pentru modificarea unor acte normative care a fost adoptat \u00een data de 15 octombrie 2019 de Parlament dup\u0103 ce a primit votul final de la Camera Deputa\u0163ilor.<\/p>\n<\/div>\n<p>\nPentru a intra \u00een vigoare, legea trebuie s\u0103 mai fie publicat\u0103 \u00een Monitorul Oficial.<\/p>\n<p>\nDirectiva PSD2 este actul normativ european care reglementeaz\u0103 serviciile de plat\u0103 \u015fi are ca scop \u00eembun\u0103t\u0103\u0163irea standardelor pe baza c\u0103rora se efectueaz\u0103 pl\u0103\u0163ile \u00een Spa\u0163iul Economic European \u015fi stimularea inova\u0163iei pe pia\u0163a serviciilor de pl\u0103\u0163i, astfel \u00eenc\u00e2t acestea s\u0103 devin\u0103 mai sigure \u015fi mai eficiente. Aceast\u0103 directiv\u0103 urmeaz\u0103 s\u0103 fie transpus\u0103 \u00een legisla\u0163ia intern\u0103 \u00een perioada urm\u0103toare.&nbsp;<\/p>\n<p>\nDirectiv\u0103 european\u0103 PSD2,&nbsp;cu privire la standardele tehnice de reglementare pentru autentificarea strict\u0103 a clien\u0163ilor \u015fi standardele deschise, comune \u015fi sigure de comunicare, a intrat \u00een vigoare din data de 14 septembrie 2019, \u015fi a adus schimb\u0103ri semnificative la mai multe aspecte fiscale, inclusiv la pl\u0103\u0163ile cu cardul.&nbsp;<\/p>\n<p>\nTranspunerea directivei privind serviciile de plat\u0103 (PSD2) pe pia\u0163a local\u0103 este \u00een \u00eent\u00e2rziere, termenul fiind 13 ianuarie 2018.<\/p>\n<p>\nDirectiva prevede ca pentru unele pl\u0103\u0163i contactless la POS va fi necesar s\u0103 se introduc\u0103 codul PIN. Regulamentul UE prevede c\u0103 dup\u0103 fiecare 5 pl\u0103\u0163i contactless consecutive de sub 100 de lei\/30 EUR, urm\u0103toarea plat\u0103 va trebui s\u0103 fie autorizat\u0103 prin codul PIN.<\/p>\n<p>\nRegulamentul UE, direct aplicabil \u00een Rom\u00e2nia, stabile\u015fte cerin\u0163ele tehnice \u015fi m\u0103surile de securitate pentru autentificarea strict\u0103 a clien\u0163ilor \u015fi pentru comunicarea \u00een condi\u0163ii de siguran\u0163\u0103 cu ter\u0163ii prestatori de servicii de plat\u0103. Ace\u015ftia, conform PSD2, vor putea oferi consumatorilor, la cererea \u015fi pe baza consim\u0163\u0103m\u00e2ntului lor, noi tipuri de servicii de plat\u0103, cu privire la conturile de pl\u0103\u0163i accesibile online ale consumatorilor deschise la b\u0103nci sau la al\u0163i prestatori.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Klaus Iohannis a promulgat, \u00een data de 8 noiembrie, legea&nbsp;care tanspune \u00een legisla\u0163ia na\u0163ional\u0103 noua directiv\u0103 european\u0103 PSD2 \u015fi care aduce schimb\u0103ri majore la pl\u0103\u0163ile cu cardul. Mai exact, este vorba despre Legea privind serviciile de plat\u0103 \u015fi pentru modificarea unor acte normative care a fost adoptat \u00een data de 15 octombrie 2019 de Parlament [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7667,15283,527,31680,93,45526,4895,15],"class_list":["post-177224","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-card","tag-deputati","tag-lege","tag-plata-cu-cardul","tag-plati","tag-psd2","tag-schimbari","tag-servicii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/177224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=177224"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/177224\/revisions"}],"predecessor-version":[{"id":177248,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/177224\/revisions\/177248"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=177224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=177224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=177224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}