\nIRCC este o abera\u0163ie matematic\u0103 care se bazeaz\u0103 pe prea multe variabile \u015fi care va ajunge s\u0103 aib\u0103 efecte negative asupra consumatorilor, spun oficiali bancari prezen\u0163i la seminarul EU-COFILE 2019, organizat de Banca Na\u0163ional\u0103 a Rom\u00e2niei, Asocia\u0163ia Rom\u00e2n\u0103 a B\u0103ncilor \u015fi Alpha Bank Rom\u00e2nia.<\/p>\n
\nPotrivit surselor men\u0163ionate, IRCC a fost stabilit pentru trimestrul al patrulea din anul trecut la 2,36%, iar \u00een prezent a ajuns la 2,66%. Aceasta \u00een condi\u0163iile \u00een care \u00een perioada 16 \u2013 26 octombrie, a fost consemnat\u0103 o varia\u0163ie cuprins\u0103 \u00eentre valori de 1,58% \u015fi 2,96%, \u00een timp ce ROBOR la \u015fase luni a fost anul trecut la 3,30%, iar acum a ajuns la 3,08%.<\/p>\n
\n\u00cen perioada de zece zile men\u0163ionat\u0103, ROBOR a avut valori cuprinse \u00eentre 3,08% \u015fi 3,11%, ceea ce \u00eenseamn\u0103 o varia\u0163ie de 1,2%, considerabil mai sc\u0103zut\u0103 \u00een compara\u0163ie cu cea a IRCC. Din acest an, ROBOR a fost \u00eenlocuit de IRCC la stabilirea dob\u00e2nzilor pl\u0103tite la creditele acordate consumatorilor.<\/p>\n
\n\u201c\u00cen aceste condi\u0163ii, s\u0103 ne fereasc\u0103 Dumnezeu de o criz\u0103. Cu c\u00e2t se alege un indice populist, mai prost, cu at\u00e2t avem efecte negative asupra consumatorilor. Peste cinci ani, dac\u0103 p\u0103str\u0103m aceast\u0103 abera\u0163ie matematic\u0103, ea va ajunge s\u0103 se reflecte negativ asupra consumatorilor\u201d, au declarat surse din sectorul bancar.<\/p>\n
\nAcestea sus\u0163in c\u0103 IRCC este un ghiveci al ratelor la dob\u00e2nd\u0103, ceea ce reprezint\u0103 unul dintre motivele varia\u0163iei mari. Sursele au ad\u0103ugat c\u0103 introducerea IRCC a fost o m\u0103sur\u0103 luat\u0103 f\u0103r\u0103 analizarea efectelor de c\u0103tre deciden\u0163ii politici.<\/p>\n","protected":false},"excerpt":{"rendered":"
IRCC este o abera\u0163ie matematic\u0103 care se bazeaz\u0103 pe prea multe variabile \u015fi care va ajunge s\u0103 aib\u0103 efecte negative asupra consumatorilor, spun oficiali bancari prezen\u0163i la seminarul EU-COFILE 2019, organizat de Banca Na\u0163ional\u0103 a Rom\u00e2niei, Asocia\u0163ia Rom\u00e2n\u0103 a B\u0103ncilor \u015fi Alpha Bank Rom\u00e2nia. Potrivit surselor men\u0163ionate, IRCC a fost stabilit pentru trimestrul al patrulea […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4124,5238,45125,15220,32830,17315],"class_list":["post-176975","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bancheri","tag-consumatori","tag-ircc","tag-matematica","tag-negativ","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/176975","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=176975"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/176975\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=176975"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=176975"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=176975"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}