{"id":176128,"date":"2019-10-01T10:23:10","date_gmt":"2019-10-01T10:23:10","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=176128"},"modified":"2019-10-01T10:23:10","modified_gmt":"2019-10-01T10:23:10","slug":"bancile-poloneze-au-ajuns-cu-ipotecile-in-franci-elvetieni-in-instantele-europene-curtea-de-justitie-a-ue-va-da-verdictul-in-aceasta-saptamana","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=176128","title":{"rendered":"B\u0103ncile poloneze au ajuns cu ipotecile \u00een franci elve\u0163ieni \u00een instan\u0163ele europene. Curtea de Justi\u0163ie a UE va da verdictul \u00een aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103"},"content":{"rendered":"<p>\nCea mai \u00eenalt\u0103 instan\u0163\u0103 din Europa, respectiv Curtea de Justi\u0163ie a Uniunii Europene, va hot\u0103r\u00ee \u00een aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103 dac\u0103 o banc\u0103 din Polonia a \u00eenc\u0103lcat legea v\u00e2nz\u00e2nd credite ipotecare \u00een franci elve\u0163ieni. Decizia ar putea \u015fterge profiturile b\u0103ncii poloneze din urm\u0103torii ani, potrivit unei analize a Reuters.<\/p>\n<p>\nAu trecut aproape dou\u0103 decenii de c\u00e2nd 700.000 de polonezi, atra\u015fi de ratele dob\u00e2nzilor mult mai mici dec\u00e2t cele \u00een moneda na\u0163ional\u0103, zlotul polonez, au ales ipotecile \u00een franci. Aceste \u00eemprumuturi \u00een valuta str\u0103in\u0103 totalizeaz\u0103 acum 124 mld. zlo\u0163i (31 mld. dolari), aproape o treime din totalul creditelor ipotecare poloneze, \u00eens\u0103 mul\u0163i proprietari de case trebuie s\u0103 pl\u0103teasc\u0103 rate mult mai mari dec\u00e2t se a\u015fteptau, din cauza cre\u015fterii puternice a valorii francului elve\u0163ian.<\/p>\n<p>\nDe\u015fi tranzac\u0163iile ipotecare similare cu credite \u00een franci elve\u0163ieni au devenit o problem\u0103 \u015fi \u00een alte \u0163\u0103ri europene, inclusiv \u00een Ungaria, Rom\u00e2nia \u015fi Croa\u0163ia, Polonia gestioneaz\u0103 mult mai lent situa\u0163ia debitorilor s\u0103i, conform Reuters. Anna Wojtowicz-Bartlomiejczuk a spus c\u0103 a r\u0103mas cu datorii uria\u015fe c\u00e2nd valoarea franculului a crescut \u00een timp ce se preg\u0103tea s\u0103 se mute \u00een apartamentul cu dou\u0103 camere pe care l-a luat printr-un \u00eemprumut ipotecar \u00een franci.<\/p>\n<p>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/bancile-poloneze-au-ajuns-cu-ipotecile-in-franci-elvetieni-in-instantele-europene-curtea-de-justitie-a-ue-va-da-verdictul-in-aceasta-saptamana-18421166\">Cititi mai multe pe www.mediafax.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cea mai \u00eenalt\u0103 instan\u0163\u0103 din Europa, respectiv Curtea de Justi\u0163ie a Uniunii Europene, va hot\u0103r\u00ee \u00een aceast\u0103 s\u0103pt\u0103m\u00e2n\u0103 dac\u0103 o banc\u0103 din Polonia a \u00eenc\u0103lcat legea v\u00e2nz\u00e2nd credite ipotecare \u00een franci elve\u0163ieni. Decizia ar putea \u015fterge profiturile b\u0103ncii poloneze din urm\u0103torii ani, potrivit unei analize a Reuters. Au trecut aproape dou\u0103 decenii de c\u00e2nd 700.000 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[18182,30466,29],"class_list":["post-176128","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-curte","tag-elvetieni","tag-polonia"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/176128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=176128"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/176128\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=176128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=176128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=176128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}