\n\u201eA\u015f vrea s\u0103 bag ni\u015fte bani \u00eentr-un business \u00een care s\u0103 nu fac nimic, s\u0103 conduc\u0103 altcineva, s\u0103-mi aduc\u0103 10-20% pe an, dar f\u0103r\u0103 riscuri. Eu nu mai vreau s\u0103 muncesc\u201d.
\n\u00cen real estate s-a fript din 2007-2008, la burs\u0103 \u2013 mai degrab\u0103 ar b\u0103ga bani \u00een bitcoin dec\u00e2t \u00een ac\u0163iunile din Rom\u00e2nia, fonduri mutuale \u2013 ce sunt alea?!
\nNu cred c\u0103 este singurul antreprenor\/investitor rom\u00e2n care caut\u0103 afaceri \u00een care s\u0103 pun\u0103 ni\u015fte bani, afaceri sigure, f\u0103r\u0103 risc, care s\u0103-i aduc\u0103 un c\u00e2\u015ftig de 10-20% pe an.
\nMul\u0163i au auzit sau au citit despre modelul lui Warren Buffett, care a spus c\u00e2ndva c\u0103 el caut\u0103 businessuri \u00een care s\u0103 investeasc\u0103 \u015fi care s\u0103-i produc\u0103 profit \u015fi c\u00e2nd el doarme.
\nAfacerile \u00een care trebuie s\u0103 munce\u015fti de diminea\u0163\u0103 p\u00e2n\u0103 seara, alea nu sunt afaceri.
\nPe pia\u0163\u0103 sunt foarte mul\u0163i bani disponibili, depozitele bancare sunt pline, dar dob\u00e2nzile sunt foarte mici. Rom\u00e2nia este supergeneroas\u0103, cu dob\u00e2nzi la lei de 3-4% pe an, \u00een condi\u0163iile \u00een care cursul nu s-a depreciat cu mai mult de 1,6% la 9 luni.
\nAsta \u00eenseamn\u0103 \u00een euro un c\u00e2\u015ftig de 2% fa\u0163\u0103 de o dob\u00e2nd\u0103 de 0 \u015fi ceva la sut\u0103, dac\u0103 nu chiar de minus zero \u015fi ceva la sut\u0103, c\u00e2t este acum \u00een Occident.
\nBursa de la Bucure\u015fti a adus c\u00e2\u015ftiguri de peste 30% \u00een acest an, dar trebuie s\u0103 ai nervii tari, pentru c\u0103 \u00een orice moment te po\u0163i a\u015ftepta la o schimbare legislativ\u0103 care s\u0103 afecteze afacerile companiilor. Cei care au f\u0103cut bani din bussinesuri tradi\u0163ionale pe care le-au v\u00e2ndut ar vrea s\u0103 se duc\u0103 pe burs\u0103 sau s\u0103-\u015fi pun\u0103 banii \u00een fonduri mutuale care investesc pe burs\u0103 sau \u00een alte instrumente financiare, dar cer asigur\u0103ri c\u0103 vor c\u00e2\u015ftiga cel pu\u0163in 10% \u00een euro pe an, asigur\u0103ri pe care nimeni dintre administratorii de fonduri mutuale nu le poate oferi.
\nAntreprenorii din clasa de mijloc care au reu\u015fit s\u0103 cl\u0103deasc\u0103 ceva de la zero \u00een ultimii 10 sau 20 de ani \u00eencep s\u0103 oboseasc\u0103, pentru c\u0103 au tras mult de business, l-au adus p\u00e2n\u0103 la un anumit nivel, iar acum vor s\u0103-\u015fi ia o rent\u0103 sigur\u0103 din el, ceea ce nu prea se poate.
\nTrebuie s\u0103 munce\u015fti continuu pentru a-\u0163i \u0163ine clien\u0163ii \u015fi contractele.
\nToat\u0103 lumea ar vrea s\u0103 fac\u0103 importuri, s\u0103 ia o marf\u0103 din afar\u0103 pe care s\u0103 o plaseze \u00een marile re\u0163ele din comer\u0163 f\u0103r\u0103 prea mult\u0103 implicare \u015fi cu banii recupera\u0163i foarte repede.
\n\u00centr-un business cu servicii nu ai ce s\u0103 acumulezi, pentru c\u0103 afacerea depinde de proprietar, de rela\u0163iile lui. Compania nu are active, nu are m\u0103rci, nu ar avea ce s\u0103 v\u00e2nd\u0103 unui poten\u0163ial investitor.
\nVasile Armenean a v\u00e2ndut Betty Ice cu o \u00eentreag\u0103 produc\u0163ie de \u00eenghe\u0163at\u0103 \u00een spate, cu un brand, cu fabrici, cu logistic\u0103 etc.
\n\u00centr-un business cu servicii baza este omul, mintea \u015fi energia lui, care \u0163ine totul \u00een picioare.
\nNu prea sunt afaceri, sau chiar deloc, \u00een care s\u0103 pui banii \u015fi cineva s\u0103-\u0163i pl\u0103teasc\u0103 o rent\u0103 lunar\u0103, iar tu s\u0103 treci lunar sau anual s\u0103-\u0163i ridici banii.
\nLa \u00eenceput proprietarul poate s\u0103 aib\u0103 un director care s\u0103 conduc\u0103 executiv businessul, dar la un moment dat \u015fi acesta se va \u201erevolta\u201d \u015fi \u00ee\u015fi va cere partea.
\nDar dac\u0103 cunoa\u015fte\u0163i businessuri sigure, care s\u0103 produc\u0103 bani \u015fi c\u00e2nd proprietarul sau investitorul dorm, s\u0103 aib\u0103 un manager cinstit, s\u0103-mi spune\u0163i.<\/p>\n","protected":false},"excerpt":{"rendered":"
Am avut o discu\u0163ie cu un antreprenor rom\u00e2n care are un business \u00een servicii de peste 10 ani, f\u0103r\u0103 prea mul\u0163i salaria\u0163i, de aproape 1 milion de euro pe an, care \u00eei aduce un c\u00e2\u015ftig de 10-20% anual, \u00een func\u0163ie de an, dar pentru care trebuie s\u0103 munceasc\u0103 mult, s\u0103 \u0163in\u0103 contractele \u015fi contactele, s\u0103 mearg\u0103 la licita\u0163ii \u00een care de multe ori c\u00e2\u015ftig\u0103torul este stabilit dinainte, s\u0103 caute clien\u0163i noi tot timpul, s\u0103 sune dup\u0103 bani, s\u0103 pl\u0103teasc\u0103 salarii \u015fi taxele la stat. Nu e o via\u0163\u0103 tocmai u\u015foar\u0103, chiar dac\u0103 te ui\u0163i la cifre, iar c\u00e2\u015ftigul pare foarte bun:<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,529],"tags":[255,82,235,284,11452,10356,4172,4126,6768,7435,21099,448,160,7606,93,80,13021,9291,34,15,15153,7262],"class_list":["post-176090","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-opinii","tag-antreprenori","tag-bani","tag-business","tag-castigare","tag-castigator","tag-cautare","tag-cifre","tag-clienti","tag-contacte","tag-contracte","tag-discutie","tag-functie","tag-licitatii","tag-munca","tag-plati","tag-refuz","tag-roman","tag-salariati","tag-salarii","tag-servicii","tag-stabilire","tag-taxe"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/176090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=176090"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/176090\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=176090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=176090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=176090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}