{"id":175637,"date":"2019-09-14T12:10:55","date_gmt":"2019-09-14T12:10:55","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=175637"},"modified":"2019-09-14T12:10:55","modified_gmt":"2019-09-14T12:10:55","slug":"noile-reglementari-pentru-plata-cu-cardul-intra-de-astazi-in-vigroare-ce-trebuie-sa-stie-romanii","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=175637","title":{"rendered":"Noile reglement\u0103ri pentru plata cu cardul intr\u0103 de ast\u0103zi \u00een vigroare. Ce trebuie s\u0103 \u015ftie rom\u00e2nii"},"content":{"rendered":"<p>\n\u00cencep\u00e2nd cu 14 septembrie 2019, intr\u0103 \u00een vigoare cerin\u0163ele puternice \u00een privin\u0163a autentific\u0103rii clientului (SCA) din Directiva revizuit\u0103 privind serviciile de plat\u0103 (PSD2). Cerin\u0163ele SCA aduc mai mult\u0103 u\u015furin\u0163\u0103 \u015fi siguran\u0163\u0103 pentru consumatori la plata bunurilor \u015fi serviciilor online \u015fi ajut\u0103 la combaterea fraudei.<\/p>\n<p>\nOdat\u0103 cu aplicarea cerin\u0163elor SCA, toate elementele directivei revizuite privind serviciile de plat\u0103 (PSD2) intr\u0103 \u00een vigoare. PSD2 (Directiva 2015\/2366 \/ UE), care se aplic\u0103 din ianuarie 2018, promoveaz\u0103 servicii inovatoare de plat\u0103 mobil\u0103 \u015fi prin internet realiz\u00e2nd un mediu mai sigur pentru consumatori, informeaz\u0103 Comisia European\u0103 pe site-ul oficial.<\/p>\n<p>\nPl\u0103\u0163ile pe internet \u015fi \u00een magazine se vor efectua \u00een baza aplic\u0103rii procedurii de autentificare strict\u0103 a clien\u0163ilor cu anumite excep\u0163ii (pl\u0103\u0163i de valoare mic\u0103 sau pl\u0103\u0163i recurente). Asta \u00eenseamn\u0103 c\u0103 un client va trebui s\u0103 parcurg\u0103 pa\u015fi adi\u0163ionali pentru validarea\/autorizarea pl\u0103\u0163ilor online \u015fi \u00een magazine, transmite ING \u00eentr-un anun\u0163 pentru utilizatori.<\/p>\n<p>\nCiti\u0163i mai multe pe <a href=\"http:\/\/www.mediafax.ro\">www.mediafax.ro<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Uniunea Europenean\u0103 reglementeaz\u0103, de s\u00e2mb\u0103t\u0103, prin Directiva PSD2 (payments services directive 2) serviciile de plat\u0103 bancare, astfel \u00eenc\u00e2t acestea s\u0103 fie mai sigure. Directiva stabile\u015fte noi cerin\u0163e tehnice \u015fi de securitate, impun\u00e2nd condi\u0163ii mai stricte de autentificare \u00een cazul clien\u0163ilor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,20188,349],"class_list":["post-175637","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-directiva","tag-ue"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/175637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=175637"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/175637\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=175637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=175637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=175637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}