{"id":173587,"date":"2019-07-05T09:30:00","date_gmt":"2019-07-05T09:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=173587"},"modified":"2019-07-05T09:30:00","modified_gmt":"2019-07-05T09:30:00","slug":"au-deschis-sampania-prea-devreme-un-start-up-din-zona-financiara-a-facut-o-gafa-uriasa-uitand-sa-asigure-conturile-clientilor","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=173587","title":{"rendered":"Au deschis \u015fampania prea devreme: un start-up din zona financiar\u0103 a f\u0103cut o gaf\u0103 uria\u015f\u0103, uit\u00e2nd s\u0103 asigure conturile clien\u0163ilor"},"content":{"rendered":"<p>\nCompania lansat\u0103 de Vlad Tenev \u015fi Baiju Bhatt anun\u0163a, \u00een vara anului trecut, lansarea unui cont curent \u015fi a unui cont de economii, f\u0103r\u0103 a preciza \u00eens\u0103 c\u0103 demersurile nu sunt reglementate legal. Robinhood le-a spus clien\u0163ilor c\u0103 fiecare cont va oferi o dob\u00e2nd\u0103 de 3% \u015fi va avea asigurare, \u00eens\u0103 nimeni nu a verificat dac\u0103 acest lucru este adev\u0103rat.<\/p>\n<p>\nBusiness Insider a vorbit cu 10 fo\u015fti angaja\u0163i \u015fi contractori ai Robinhood, care au acceptat s\u0103 vorbeasc\u0103 doar sub anonimat, fiindu-le team\u0103 de eventualele consecin\u0163e. Ace\u015ftia au descris compania drept un loc de munc\u0103 \u00een care Bhatt \u015fi Tenev au renun\u0163at la preocup\u0103rile \u00een leg\u0103tur\u0103 cu reglementarea, prefer\u00e2nd s\u0103 caute noi produse menite s\u0103 atrag\u0103 utilizatorii; totul a culminat cu dezastrul jenant din decembrie 2018 al lans\u0103rii noului serviciu financiar pe care compania a fost for\u0163at\u0103 s\u0103 \u00eel abandoneze dup\u0103 asigur\u0103rile false c\u0103 utilizatorii vor beneficia de conturi cu asigurare, discu\u0163ii ce au declan\u015fat o criz\u0103 din partea Congresului american.<\/p>\n<p>\nLa fel ca Theranos, 23andMe \u015fi Uber, Robinhood a \u00eencercat s\u0103 perturbe o industrie foarte bine reglementat\u0103 cu ajutorul unor ac\u0163iuni menite s\u0103 schimbe rapid lucrurile, doar pentru a afla c\u0103 regulile exist\u0103 pentru un motiv \u015fi c\u0103 \u00eenc\u0103lcarea lor vine \u00eenso\u0163it\u0103 de consecin\u0163e.<\/p>\n<p>\nCei de la Business Insider au aflat c\u0103 Robinhood a fost avertizat\u0103 asupra faptului c\u0103 nu exist\u0103 reglement\u0103ri pentru conturile de economii, \u00eens\u0103 reprezentan\u0163ii companiei au r\u0103spuns cu o declara\u0163ie care sus\u0163ine c\u0103 aceast\u0103 poveste ar fi \u201eplin\u0103 de inexactit\u0103\u0163i&#8221;.<\/p>\n<p>\n\u201eSuntem dezam\u0103gi\u0163i de citarea unor afirma\u0163ii venite din partea unor surse anonime, f\u0103r\u0103 a se lua \u00een calcul posibilitatea ca aceste surse s\u0103 fie gre\u015fite. Ne m\u00e2ndrim cu abilitatea noastr\u0103 de a ne mi\u015fca repede \u015fi cu grij\u0103 \u00een a construi produse de \u00eenalt\u0103 calitate menite s\u0103 extind\u0103 accesul la sistemul nostru financiar&#8221;, au declarat reprezentan\u0163ii companiei.<br \/>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aplica\u0163ia Robinhood, destinat\u0103 tranzac\u0163ion\u0103rii f\u0103r\u0103 comisioane, a reu\u015fit s\u0103 adune \u00een mai 2018 suma uria\u015f\u0103 de 363 de milioane de dolari. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,3834],"tags":[7467,13082,11056],"class_list":["post-173587","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-lifestyle","tag-asigurare","tag-conturi","tag-financiar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/173587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=173587"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/173587\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=173587"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=173587"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=173587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}