{"id":173027,"date":"2019-06-16T19:00:00","date_gmt":"2019-06-16T19:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=173027"},"modified":"2019-06-16T19:00:00","modified_gmt":"2019-06-16T19:00:00","slug":"cum-a-reusit-o-tanara-sa-stranga-suficienti-bani-pentru-a-se-retrage-la-pensie-inainte-de-a-implini-30-de-ani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=173027","title":{"rendered":"Cum a reu\u015fit o t\u00e2n\u0103r\u0103 s\u0103 str\u00e2ng\u0103 suficien\u0163i bani pentru a se retrage la pensie \u00eenainte de a \u00eemplini 30 de ani"},"content":{"rendered":"<p>\nJ.P. Livingston, o femeie din genera\u0163ia millennials cu v\u00e2rsta de 28 de ani, a economisit doua milioane de dolari, chiar dac\u0103 tr\u0103ie\u015fte \u00een New York City, conform Business Insider.<\/p>\n<p>\nEa a avut un prim loc de munc\u0103 \u00een domeniul finan\u0163elor, iar pana la sf\u00e2r\u015fitul primului an c\u00e2\u015ftigul salarial a fost de 100.000 de dolari. Livingston a reu\u015fit s\u0103 economiseasc\u0103 70% din salariul s\u0103u, iar din suma pe care a str\u00e2ns-o, 40% i-a investit \u015fi 60% i-a economist. C\u00e2nd a primit o majorare anual\u0103, \u00een loc s\u0103-\u015fi majoreze limita de cheltuieli, a economisit diferen\u0163a pentru pensionare.<\/p>\n<p>\n\u201eC\u00e2nd m-am g\u00e2ndit la pensionarea anticipat\u0103 \u00een timp ce lucram, eram foarte epuizat\u0103. Mi-am imaginat c\u0103 a\u015f vrea s\u0103 stau pe canapea, s\u0103 m\u0103n\u00e2nc bomboane \u015fi s\u0103 dorm p\u00e2n\u0103 t\u00e2rziu,&#8221; a spus J.P. Livingston.<\/p>\n<p>\nLivingston a \u00eenceput s\u0103 scrie un blog de personal-finance, \u201eThe Money Habit&#8221;, deoarece subiectul a fost de interes pentru ea de ani de zile. \u00cen august 2016 a \u00eenceput sa srie pe blog \u015fi a acoperit tot, de la investi\u0163ii \u015fi economisire, la planificarea pentru pensionarea anticipat\u0103. Astfel, \u00een 2017, dup\u0103 ce a atras c\u00e2\u0163iva cititori, a cercetat modul \u00een care ceilal\u0163i \u00ee\u015fi valorificaser\u0103 blogurile.<\/p>\n<p>\nComisioanele afiliate, \u00een care ea face referire la un produs sau o afacere pe blog \u015fi pentru care prime\u015fte un procent din v\u00e2nzare sau un comision de la acea companie \u00een cazul \u00een care un cititor face o achizi\u0163ie, a fost o oportunitate mare. Prin urmare, aceast\u0103 strategie i-a adus un c\u00e2\u015ftig de 60.162 de dolari anul trecut.<\/p>\n<p>\nAproape de sf\u00e2r\u015fitul anului, Livingston a \u00eenceput s\u0103 adauge anun\u0163uri pe site, ceea ce i-a adus un c\u00e2\u015ftig lunar de 1.000 &#8211; 2.000 de dolari. Din cauza faptului c\u0103 a \u00eenceput s\u0103 foloseasc\u0103 anun\u0163uri spre sf\u00e2r\u015fitul anului, c\u00e2\u015ftigurile suplimentare \u00een 2017 au fost de 2.164 de dolari.<\/p>\n<p>\n\u201eMai devreme \u00een acest an am avut un copil. Eram complet offline pentru trei luni, dar blogul a generat peste 14.000 de dolari \u00een acel moment&#8221;, a spus Livingston.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>J.P. Livingston, o femeie din genera\u0163ia millennials cu v\u00e2rsta de 28 de ani, a economisit doua milioane de dolari, chiar dac\u0103 tr\u0103ie\u015fte \u00een New York City, conform Business Insider. Ea a avut un prim loc de munc\u0103 \u00een domeniul finan\u0163elor, iar pana la sf\u00e2r\u015fitul primului an c\u00e2\u015ftigul salarial a fost de 100.000 de dolari. Livingston [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,4155,10222,86,26240],"class_list":["post-173027","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-pensie","tag-retragere","tag-reusita","tag-tanara"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/173027","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=173027"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/173027\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=173027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=173027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=173027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}