{"id":171615,"date":"2019-05-03T14:39:00","date_gmt":"2019-05-03T14:39:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=171615"},"modified":"2019-05-03T14:39:00","modified_gmt":"2019-05-03T14:39:00","slug":"noul-indice-ircc-o-sabie-cu-doua-taisuri-daca-s-ar-calcula-bazat-pe-valorile-din-aprilie-2019-indicele-ar-fi-deja-329-in-linie-cu-robor-si-mult-peste-nivelul-de-236-anuntat-de-bnr-pe-t4-2018","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=171615","title":{"rendered":"Noul indice IRCC, o sabie cu dou\u0103 t\u0103i\u015furi: Dac\u0103 s-ar calcula bazat pe valorile din aprilie 2019, indicele ar fi deja 3,29, \u00een linie cu Robor \u015fi mult peste nivelul de 2,36 anun\u0163at de BNR pe T4 2018"},"content":{"rendered":"<p>\nNoul indice IRCC, care a intrat de pe 2 mai \u00een calculul dob\u00e2nzilor variabile pentru creditele de consum, a generat o serie de controverse la nici o zi dup\u0103 ce a fost lansat. Prima valoare anun\u0163at\u0103 de BNR ia \u00een calcul media aritmetic\u0103 a valorilor zilnice din trimestrul patru al anului trecut, ajung\u00e2ndu-se la 2,36%. Dac\u0103 ne-am uita la valorile din ultima lun\u0103, c\u00e2nd deja se \u015ftia c\u0103 IRCC va \u00eenlocui Robor, media aritmetic\u0103 a valorilor zilnice ar rezulta un indice 3,29%, \u00een linie cu Robor. Drept compara\u0163ie, BNR a anun\u0163at ast\u0103zi o valoare pentru Robor la 3 luni de 3,31%.<\/p>\n<p>\nIRCC va fi folosit pentru creditele viitoare acordate de b\u0103nci, dar \u00een Parlament exist\u0103 o ini\u0163iativ\u0103 potrivit c\u0103reia clien\u0163ii vor putea s\u0103 schimbe indicatorul de referin\u0163\u0103 din ROBOR \u00een IRCC, dac\u0103 vor.<\/p>\n<p>\nMinisterul Finan\u0163elor a anun\u0163at joi c\u0103 IRCC va fi folosit \u015fi la creditele \u00een derulare Prima cas\u0103, Prima ma\u015fin\u0103 \u015fi Investe\u015fte \u00een Tine.<\/p>\n<p>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/noul-indice-ircc-o-sabie-cu-doua-taisuri-daca-s-ar-calcula-bazat-pe-valorile-din-aprilie-2019-indicele-ar-fi-deja-3-29-in-linie-cu-robor-si-mult-peste-nivelul-de-2-36-anuntat-de-bnr-pe-t4-2018-18108883\">Cititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Noul indice IRCC, care a intrat de pe 2 mai \u00een calculul dob\u00e2nzilor variabile pentru creditele de consum, a generat o serie de controverse la nici o zi dup\u0103 ce a fost lansat. Prima valoare anun\u0163at\u0103 de BNR ia \u00een calcul media aritmetic\u0103 a valorilor zilnice din trimestrul patru al anului trecut, ajung\u00e2ndu-se la 2,36%. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16199,185,10021,35658,7705],"class_list":["post-171615","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-anunt","tag-bnr","tag-indice","tag-sabie","tag-valori"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=171615"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171615\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=171615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=171615"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=171615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}