{"id":171591,"date":"2019-05-02T18:27:58","date_gmt":"2019-05-02T18:27:58","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=171591"},"modified":"2019-05-02T18:27:58","modified_gmt":"2019-05-02T18:27:58","slug":"surpriza-de-la-finante-ministerul-anunta-ca-ircc-noua-dobanda-de-referinta-se-aplica-si-pentru-prima-casa-prima-masina-si-investeste-in-tine","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=171591","title":{"rendered":"Surpriz\u0103 de la Finan\u0163e: Ministerul anun\u0163\u0103 c\u0103 IRCC, noua dob\u00e2nd\u0103 de referin\u0163\u0103, se aplic\u0103 \u015fi pentru Prima Cas\u0103, Prima Ma\u015fin\u0103 \u015fi Investe\u015fte \u00een Tine"},"content":{"rendered":"<div>\nPentru creditele acordate \u00een moned\u0103 na\u0163ional\u0103 rata de dob\u00e2nd\u0103 va fi compus\u0103 din indicele de referin\u0163\u0103 calculat trimestrial exclusiv pe baza tranzac\u0163iilor interbancare, la care creditorul poate s\u0103 adauge o anumit\u0103 marj\u0103 fix\u0103 pe toat\u0103 perioada derul\u0103rii contractului.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nIndicele de referin\u0163\u0103 pentru credite acordate \u00een lei cu dob\u00e2nd\u0103 variabil\u0103 se public\u0103 \u00een fiecare zi lucr\u0103toare pe site-ul B\u0103ncii Na\u0163ionale a Rom\u00e2niei \u015fi reprezint\u0103 rata de dob\u00e2nd\u0103 calculat\u0103 ca medie ponderat\u0103 a ratelor de dob\u00e2nd\u0103 cu volumele tranzac\u0163iilor de pe pia\u0163a interbancar\u0103. Indicele de referin\u0163\u0103 se calculeaz\u0103 la finalul fiec\u0103rui trimestru, ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice determinate pentru trimestrul anterior, urm\u00e2nd a se aplica de fiecare institu\u0163ie de credit pentru trimestrul urm\u0103tor.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/surpriza-de-la-finante-ministerul-anunta-ca-ircc-noua-dobanda-de-referinta-se-aplica-si-pentru-prima-casa-prima-masina-si-investeste-in-tine-18108166\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Regula includerii \u00een formula de calcul a ratei de dob\u00e2nd\u0103 a indicelui de referin\u0163\u0103 calculat exclusiv pe baza tranzac\u0163iilor interbancare calculat trimestrial se aplic\u0103 \u015fi programelor guvernamentale Prima Cas\u0103, Prima Ma\u015fin\u0103 \u015fi Investe\u015fte \u00een Tine, anun\u0163\u0103 Ministerul Finan\u0163elor. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16199,16607,7458,7136],"class_list":["post-171591","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-anunt","tag-aplicare","tag-dobanda","tag-finante"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171591","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=171591"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171591\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=171591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=171591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=171591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}