{"id":171506,"date":"2019-04-30T11:22:35","date_gmt":"2019-04-30T11:22:35","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=171506"},"modified":"2019-04-30T11:22:35","modified_gmt":"2019-04-30T11:22:35","slug":"sfarsitul-unei-ere-astazi-este-ultima-zi-pentru-robor-in-calculul-creditelor-cu-dobanzi-variabile-cum-evolueaza-roborul-inainte-sa-fie-inlocui","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=171506","title":{"rendered":"Sf\u00e2r\u015fitul unei ere: Ast\u0103zi este ultima zi pentru Robor \u00een calculul creditelor cu dob\u00e2nzi variabile. Cum evolueaz\u0103 Roborul \u00eenainte s\u0103 fie \u00eenlocui"},"content":{"rendered":"<p>\nBNR a anun\u0163at c\u0103 va publica \u00een 2 mai noul indice de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor reglementat prin ordonan\u0163a de urgen\u0163\u0103 a Guvernului 19\/2019, iar primul indice se calculeaz\u0103 ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din T4\/2018.<\/p>\n<p>\n\u201eMetodologia de calcul \u015fi politica de publicare sunt prezentate \u00een Regulile privind calcularea \u015fi publicarea indicelui zilnic \u015fi a indicelui de referin\u0163\u0103 trimestrial (denumit indicele de referin\u0163\u0103 pentru creditele acordate consumatorilor &#8211; IRCC) reglementa\u0163i de OUG nr. 19\/2019 pentru modificarea \u015fi completarea unor acte normative, care se vor publica pe website-ul Comisiei Na\u0163ionale de Strategie \u015fi Prognoz\u0103\u201d, a transmis BNR.<\/p>\n<p>\nIndicele de referin\u0163\u0103 pentru creditele acordate consumatorilor (IRCC), publicat pe data de 2 mai, se calculeaz\u0103 ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din trimestrul IV 2018. Rata de dob\u00e2nd\u0103 zilnic\u0103 a tranzac\u0163iilor interbancare reprezint\u0103 media ponderat\u0103 a ratelor de dob\u00e2nd\u0103 cu volumele tranzac\u0163iilor de pe pia\u0163a monetar\u0103interbancar\u0103 (indicele zilnic). Ace\u015fti indici se public\u0103 pe website-ul BNR, aici .<\/p>\n<p>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/sfarsitul-unei-ere-astazi-este-ultima-zi-pentru-robor-in-calculul-creditelor-cu-dobanzi-variabile-cum-evolueaza-roborul-inainte-sa-fie-inlocuit-18105447\">Cititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BNR a anun\u0163at c\u0103 va publica \u00een 2 mai noul indice de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor reglementat prin ordonan\u0163a de urgen\u0163\u0103 a Guvernului 19\/2019, iar primul indice se calculeaz\u0103 ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din T4\/2018. \u201eMetodologia de calcul \u015fi politica de publicare sunt prezentate \u00een Regulile [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187,8337,275],"class_list":["post-171506","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi","tag-evolutie","tag-inlocuire"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171506","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=171506"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171506\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=171506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=171506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=171506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}