{"id":171286,"date":"2019-04-24T13:40:13","date_gmt":"2019-04-24T13:40:13","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=171286"},"modified":"2019-04-24T13:40:13","modified_gmt":"2019-04-24T13:40:13","slug":"un-roman-a-negociat-cu-banca-stergerea-unei-datorii-de-44-621-de-euro-cum-a-reusit","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=171286","title":{"rendered":"Un rom\u00e2n a negociat cu banca \u015ftergerea unei datorii de 44.621 de euro. Cum a reu\u015fit"},"content":{"rendered":"<div>\n\u201cDup\u0103 ce, \u00een decembrie 2018, prin intermediul CSALB solu\u0163ionarea unui caz \u00een care beneficiul consumatorului, \u00een rela\u0163ie cu una din b\u0103ncile la care avea \u00eemprumuturi, s-a ridicat la 39.000 de euro, acum avem un nou record valoric.&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nDe data aceasta vorbim despre un caz social \u00een care banca a acceptat \u015ftergerea unei sume importante \u015fi condi\u0163ii mai bune de plat\u0103 pentru diferen\u0163a care a r\u0103mas de achitat. Cre\u015fterea sumelor pe care institu\u0163iile financiar-bancare le scad din sold sau din costul creditelor dovede\u015fte c\u0103 b\u0103ncile sunt dispuse s\u0103 negocieze cu adev\u0103rat condi\u0163ii mai bune pentru consumatori. Dar ambele p\u0103r\u0163i au de c\u00e2\u015ftigat, deoarece \u00ee\u015fi pot continua rela\u0163ia contractual\u0103 \u015fi, prin alegerea concilierii, a negocierii, evit\u0103 rezolvarea litigiilor \u00een instan\u0163\u0103\u201c, a spus Alexandru P\u0103unescu, membru al Colegiului de Coordonare CSALB.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nSolu\u0163ia a fost propus\u0103 de conciliatorul Roxana Must\u0103\u0163ea, dup\u0103 trei luni de discu\u0163ii cu ambele p\u0103r\u0163i implicate, banca \u015fi consumatorul. \u201cVorbim despre un caz social, un caz care a fost analizat uman, nu din punct de vedere financiar. Toat\u0103 lumea \u2013 at\u00e2t CSALB, c\u00e2t \u015fi banca \u2013 l-a tratat ca atare : mai mult cu sufletul \u015fi mai pu\u0163in pe baza cifrelor.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/un-roman-a-negociat-cu-banca-stergerea-unei-datorii-de-44-621-de-euro-cum-a-reusit-18099366\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen acest caz, banca a acceptat \u015ftergerea unei datorii aproape egale cu suma \u00eemprumutat\u0103 ini\u0163ial consumatorului, precizeaz\u0103 Centrul de Solu\u0163ionare Alternativ\u0103 a Litigiilor \u00een Domeniul Bancar (CSALB), \u00eentr-un comunicat.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,750,9821,86],"class_list":["post-171286","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-datorii","tag-negociere","tag-reusita"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=171286"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/171286\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=171286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=171286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=171286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}