{"id":170862,"date":"2019-04-12T07:00:00","date_gmt":"2019-04-12T07:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=170862"},"modified":"2019-04-12T07:00:00","modified_gmt":"2019-04-12T07:00:00","slug":"scoala-de-bani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=170862","title":{"rendered":"\u015ecoala de bani"},"content":{"rendered":"<p>\nMotiva\u0163ie<br \/>\nScopul programului \u015ecoala de bani este s\u0103-i ajute pe cursan\u0163i s\u0103 devin\u0103 con\u015ftien\u0163i de importan\u0163a gestion\u0103rii cu responsabilitate a banilor \u015fi de modul \u00een care pot lua decizii financiare mai bune.<\/p>\n<p>\nDescrierea proiectului<br \/>\nPrin programul \u015ecoala de bani s-a oferit educa\u0163ie financiar\u0103 \u00een gr\u0103dini\u0163e \u2013 cursuri sus\u0163inute \u00eempreun\u0103 cu Asocia\u0163ia pentru Promovarea Performan\u0163ei \u00een Educa\u0163ie; educa\u0163ie financiar\u0103 pentru copii cu v\u00e2rsta \u00eentre 7 \u015fi 14 ani prin Camionul FLIP, care se plimb\u0103 prin toat\u0103 \u0163ara \u015fi cu ajutorul c\u0103ruia copiii \u00eenva\u0163\u0103 prin joc despre bani \u015fi responsabilitate financiar\u0103; educa\u0163ie financiar\u0103 \u00een licee \u015fi facult\u0103\u0163i \u2013 ateliere prin care tinerii \u00eenva\u0163\u0103 primele lucruri despre ce \u00eenseamn\u0103 s\u0103 gestionezi un buget personal; educa\u0163ie financiar\u0103 pentru adul\u0163i \u2013 \u015ecoala de bani \u2013 Seif \u2013 prin care se face o trecere \u00een revist\u0103 a celor mai importante lucruri pe care o persoan\u0103 trebuie s\u0103 le \u015ftie pentru a avea o via\u0163\u0103 financiar\u0103 s\u0103n\u0103toas\u0103.<br \/>\n\u00cen cadrul acestui program, peste 1.000 de angaja\u0163i ai BCR au devenit deja traineri de educa\u0163ie financiar\u0103 \u015fi ofer\u0103, \u00een paralel cu activitatea lor curent\u0103, cursuri gratuite \u00een sucursale dup\u0103 \u00eenchiderea programului sau la sediile companiilor. Cursurile se desf\u0103\u015foar\u0103 \u00een baza unor materiale special dezvoltate \u015fi care se bazeaz\u0103 pe principii de educa\u0163ie financiar\u0103 testate la nivel interna\u0163ional, sunt total noncomerciale \u015fi nu fac referire la niciun produs sau serviciu al b\u0103ncii.<br \/>\nCursurile pentru adul\u0163i se \u0163in \u00een fiecare joi, \u00een sucursalele BCR, dup\u0103 \u00eencheierea orelor de program sau la sediul clien\u0163ilor BCR sau non-BCR, \u00een func\u0163ie de solicit\u0103ri. Un astfel de curs se desf\u0103\u015foar\u0103, \u00een mod normal, pe parcursul a 90 de minute, cu aproximativ 20 de cursan\u0163i adul\u0163i, toate materialele de curs fiind puse la dispozi\u0163ie de BCR.<br \/>\nProiectul FLIP &#8211; \u015ecoala de Bani pe Ro\u0163i este varianta mobil\u0103 a \u015ecolii de bani \u015fi urm\u0103re\u015fte s\u0103 educe financiar copiii cu v\u00e2rste \u00eentre 7 \u015fi 14 ani. BCR organizeaz\u0103 ateliere interactive de educa\u0163ie financiar\u0103 \u00eentr-un camion special adaptat, unde copiii au ocazia s\u0103 treac\u0103 prin diferite etape de \u00een\u0163elegere \u015fi con\u015ftientizare a modului \u00een care banii sunt folosi\u0163i \u00een economie. Copiii \u00eenva\u0163\u0103 timp de o or\u0103 \u015fi jum\u0103tate, prin joc, f\u0103r\u0103 s\u0103 fie nevoi\u0163i s\u0103 asculte defini\u0163ii sau formule, despre cum se \u00eemparte bugetul \u00een familie \u015fi despre modul \u00een care fiecare dintre noi are un impact asupra economiei lumii prin deciziile pe care le ia. Pe parcursul atelierului, copiii trec prin cinci etape \u00een care \u00een\u0163eleg importan\u0163a planific\u0103rii bugetului personal, \u00eenva\u0163\u0103 \u015fi \u00een\u0163eleg termeni pe care \u00eei vor \u00eent\u00e2lni \u00een via\u0163a lor financiar\u0103, \u00een\u0163eleg c\u0103 este esen\u0163ial s\u0103 evalu\u0103m toate argumentele disponibile dac\u0103 dorim s\u0103 lu\u0103m decizii corecte \u00een via\u0163\u0103 \u015fi, \u00een final, \u00een\u0163eleg c\u0103 aproape toate procesele economice \u015fi politice sunt conectate pe plan global. Pe m\u0103sur\u0103 ce parcurg fiecare etap\u0103 din lumea banilor, copiii realizeaz\u0103 c\u0103 banii se c\u00e2\u015ftig\u0103 greu \u015fi se consum\u0103 u\u015for, c\u0103 nu \u00eentotdeauna pre\u0163ul unui obiect este egal cu valoarea lui, c\u0103 fiecare decizie pe care o iau trebuie s\u0103 aib\u0103 \u00een spate ni\u015fte argumente bune \u015fi o bun\u0103 informare \u015fi c\u0103 fiecare dintre noi are un impact asupra economiei lumii prin deciziile pe care le ia.<\/p>\n<p>\nRezultate<br \/>\n\u00cen 2018, aproximativ 110.000 de rom\u00e2ni din \u00eentreaga \u0163ar\u0103 au urmat cursurile \u015ecolii de bani, din urm\u0103toarele categorii: copii \u00een gr\u0103dini\u0163e (30.000), adul\u0163i \u00een sucursale (10.000), adul\u0163i \u00een companii (20.000), adolescen\u0163i \u015fi tineri \u00een \u015fcoli, licee, universit\u0103\u0163i (40.000).<br \/>\n\u00cen cadrul \u015ecolii de Bani pe Ro\u0163i Flip, 10.000 de elevi copii cu v\u00e2rste cuprinse \u00eentre 7 \u015fi 14 din 15 ora\u015fe au participat la atelierele gratuite de educa\u0163ie financiar\u0103 \u015fi au \u00eenv\u0103tat s\u0103-\u015fi gestioneze mai bine banii. Campania s-a finalizat \u00een data de 31 octombrie 2018, cu ocazia Zilei Mondiale a Economisirii, c\u00e2nd 13.230 de rom\u00e2ni din 59 de loca\u0163ii din Rom\u00e2nia au participat la cea mai mare lec\u0163ie de educa\u0163ie financiar\u0103 din lume, care a adus Rom\u00e2niei prezen\u0163a \u00een Cartea Recordurilor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Motiva\u0163ie Scopul programului \u015ecoala de bani este s\u0103-i ajute pe cursan\u0163i s\u0103 devin\u0103 con\u015ftien\u0163i de importan\u0163a gestion\u0103rii cu responsabilitate a banilor \u015fi de modul \u00een care pot lua decizii financiare mai bune. Descrierea proiectului Prin programul \u015ecoala de bani s-a oferit educa\u0163ie financiar\u0103 \u00een gr\u0103dini\u0163e \u2013 cursuri sus\u0163inute \u00eempreun\u0103 cu Asocia\u0163ia pentru Promovarea Performan\u0163ei \u00een [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[34554,82,5078,553,5414,9354,8219,11056,458,94,8871],"class_list":["post-170862","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-adulti","tag-bani","tag-bcr","tag-copii","tag-cursuri","tag-decizii","tag-educatie","tag-financiar","tag-intelegere","tag-program","tag-scoala"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/170862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=170862"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/170862\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=170862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=170862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=170862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}