{"id":170426,"date":"2019-03-29T11:08:08","date_gmt":"2019-03-29T11:08:08","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=170426"},"modified":"2019-03-29T11:08:08","modified_gmt":"2019-03-29T11:08:08","slug":"proiect-de-ordonanta-privind-inlocuirea-robor-cinci-milioane-de-oameni-si-169-000-de-companii-cu-credite-in-lei-isi-vor-recalcula-ratele-la-banci","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=170426","title":{"rendered":"Proiect de ordonan\u0163\u0103 privind \u00eenlocuirea ROBOR. Cinci milioane de oameni \u015fi 169.000 de companii cu credite \u00een lei \u00ee\u015fi vor recalcula ratele la b\u0103nci"},"content":{"rendered":"

\nCreditele noi \u00een lei cu dob\u00e2nd\u0103 va\u00adriabil\u0103 ar urma s\u0103 fie legate \u00een\u00adcep\u00e2nd cu luna mai de o nou\u0103 re\u00adfe\u00adrin\u0163\u0103, care va \u00eenlocui ROBOR, noul indice urm\u00e2nd s\u0103 fie calculat exclusiv pe baza tranzac\u0163iilor in\u00adter\u00adban\u00adcare pentru o anumit\u0103 perioad\u0103, la care b\u0103n\u00adcile vor putea s\u0103 adauge o anumit\u0103 marj\u0103 fix\u0103.<\/p>\n

\nConcret, noul indice de referin\u0163\u0103 pentru noi\u00adle credite care vor fi acordate \u00een lei cu do\u00adb\u00e2n\u00add\u0103 va\u00adriabil\u0103 se va calcula ca medie pon\u00adde\u00adrat\u0103 a rate\u00adlor de dob\u00e2nd\u0103 cu volumele tran\u00adzac\u00ad\u0163iilor de pe pia\u00ad\u0163a interbancar\u0103. Iar ulterior, in\u00addicele de refe\u00adrin\u0163\u0103 se calculeaz\u0103 la finalul fie\u00adc\u0103rui trimestru ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice determinate pentru tri\u00admestrul anterior, conform proiectului de ordonan\u0163\u0103 care modific\u0103 OUG 114\/2018 care include taxa bancar\u0103, care poate fi discutat\u0103 ast\u0103zi \u00een \u015fedin\u0163\u0103 de guvern.<\/div>\n
\n <\/div>\n
\nCititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

\u00cen 2018, b\u0103ncile au acordat popula\u0163iei credite noi \u00een lei \u00een valoare de 34,8 mld. lei. Firmele au luat credite noi \u00een lei de 27 mld. lei<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,485,275,8553,8443],"class_list":["post-170426","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-credite","tag-inlocuire","tag-ordonanta","tag-rate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/170426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=170426"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/170426\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=170426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=170426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=170426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}