{"id":170372,"date":"2019-03-27T17:14:56","date_gmt":"2019-03-27T17:14:56","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=170372"},"modified":"2019-03-27T17:14:56","modified_gmt":"2019-03-27T17:14:56","slug":"bnr-dupa-ce-ministerul-finantelor-a-modificat-marti-modul-in-care-este-calculata-rata-pentru-credite-rata-cu-care-guvernul-vrea-sa-inlocuiasca-robor-a-crescut-in-februarie-mai-mult-decat-robor-ul","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=170372","title":{"rendered":"BNR, dup\u0103 ce Ministerul Finan\u0163elor a modificat mar\u0163i modul \u00een care este calculat\u0103 rata pentru credite: Rata cu care Guvernul vrea s\u0103 \u00eenlocuiasc\u0103 ROBOR a crescut \u00een februarie mai mult dec\u00e2t ROBOR-ul"},"content":{"rendered":"<div>\nMedia lunar\u0103 a ROBOR la 3 luni a fost de 3,17% \u00een februarie, \u00een cre\u015ftere de la 2,97% \u00een ianuarie. \u00cen schimb, rata dob\u00e2nzii tranzac\u0163iilor interbancare a fost \u00een februarie de 3,38%, \u00een cre\u015ftere de la 2,24% \u00een ianuarie. Dintre tranzac\u0163iile interbancare 70% sunt tranzac\u0163iile ON, potrivit BNR.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nMar\u0163i seara, dup\u0103 aproape trei luni de discu\u0163ii pe marginea taxei pe active, introdus\u0103 de OUG nr. 114\/2018, Ministerul Finan\u0163elor Publice (MFP) a ar\u0103tat c\u0103 pl\u0103nuie\u015fte s\u0103 modifice modul \u00een care este calculat\u0103 rata pentru credite, potrivit unui proiect de Ordonan\u0163\u0103 de Urgen\u0163\u0103 a Guvernului (OUG), publicat, spre consultare public\u0103. Prin acest proiect, Finan\u0163ele schimb\u0103 OUG nr. 50\/2010 privind contractele de credit pentru consumatori \u015fi OUG nr. 52\/2016 privind contractele de credit oferite consumatorilor pentru bunuri imobile. Noile prevederile intr\u0103 \u00een vigoare la data de 2 mai 2019 \u015fi se aplica creditelor acordate consumatorilor dup\u0103 aceast\u0103 dat\u0103, precum \u015fi refinan\u0163\u0103rii creditelor acordate consumatorilor aflate \u00een derulate la aceast\u0103 dat\u0103.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/bnr-dupa-ce-ministerul-finantelor-a-modificat-marti-modul-in-care-este-calculata-rata-pentru-credite-rata-cu-care-guvernul-vrea-sa-inlocuiasca-robor-a-crescut-in-februarie-mai-mult-decat-robor-ul-17988879\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Rata dob\u00e2nzii tranzac\u0163iilor interbancare, cu care Guvernul vrea s\u0103 \u00eenlocuiasc\u0103 ROBOR la calcularea ratelor pentru credite, a crescut \u00een februarie fa\u0163\u0103 de ianuarie mai mult dec\u00e2t ROBOR, arat\u0103 un grafic realizat de Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR).<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,485,246,9,9980],"class_list":["post-170372","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite","tag-crestere","tag-guvern","tag-rata"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/170372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=170372"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/170372\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=170372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=170372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=170372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}