{"id":169992,"date":"2019-03-15T17:33:00","date_gmt":"2019-03-15T17:33:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=169992"},"modified":"2019-03-15T17:33:00","modified_gmt":"2019-03-15T17:33:00","slug":"istoria-unui-dezastru-cum-a-inregistrat-una-dintre-cele-mai-mari-banci-din-lume-pierderi-de-peste-6-miliarde-de-euro-amenzi-de-14-miliarde-euro-si-o-prabusire-de-90-pe-bursa","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=169992","title":{"rendered":"Istoria unui DEZASTRU: Cum a \u00eenregistrat una dintre cele mai mari b\u0103nci din lume pierderi de peste 6 miliarde de euro, amenzi de 14 miliarde euro \u015fi o pr\u0103bu\u015fire de 90% pe burs\u0103"},"content":{"rendered":"<p>\nDeutsche Bank, cea mai mare banc\u0103 din Germania, are o istorie de 149 de ani. Gigantul ban\u00adcar, care acum un deceniu se b\u0103tea cu marile b\u0103nci de investi\u0163ii americane, a ajuns \u00een mizerie, este pe\u00adnalizat\u0103 \u00een fiecare zi de investitori \u015fi de pie\u0163e, iar autorit\u0103\u0163ile, \u00een frunte cu Angela Merkel, cancelarul Germaniei, \u015fi ministrul de finan\u0163e Olaf Scholz \u00een\u00adcear\u00adc\u0103 s\u0103 g\u0103seasc\u0103 o solu\u0163ie pentru a nu pierde \u015fi mai mult s\u00e2nge, potrivit Financial Times.<\/p>\n<p>\nC\u0103 va fi o fuziune cu Commerzbank, c\u0103 Deut\u00adsche Bank va prelua b\u0103ncile locale, c\u0103 va interveni statul, c\u0103 va aduce al\u0163i investitori al\u0103turi de ac\u0163ionarii chinezi \u015fi arabi, toat\u0103 lumea \u00eencearc\u0103 s\u0103 g\u0103seasc\u0103 o solu\u0163ie.<\/p>\n<p>\nDe la criza financiar\u0103 care a scos nem\u0163ii din cursa global\u0103 a b\u0103ncilor de investi\u0163ii, at\u00e2t Deutsche Bank, c\u00e2t \u015fi Commerzbank au \u00eenregistrat sc\u0103deri de peste 90% la nivelul ac\u0163iunilor \u00een ultimii 11 ani &#8211; timp \u00een care au schimbat \u00een total 8 directori executivi, au modificat de multe ori strategiile de pia\u0163\u0103 \u015fi au adunat datorii prin obliga\u0163iuni noi \u00een valoare cumulat\u0103 de 30 miliarde de euro.<\/p>\n<p>\nAstfel, cu o valoare a ac\u0163iunilor de 7,9 euro per ac\u0163iune, ieri la ora 15.00 ac\u0163iunile Deutsche Bank \u00een\u00ad\u00adregistrau o sc\u0103dere de 0,5% pe bursa din Frankfurt, la o capitalizare bursier\u0103 de doar 16,37 mi\u00adliarde de euro &#8211; reprezent\u00e2nd doar o mic\u0103 felie din pia\u0163a pe care o aveau nem\u0163ii \u00een anii \u00een care cel mai mare creditor german a devenit simbolul euro\u00adpean al \u201efinan\u0163elor de cazino\u201c, cum scrie FT.<\/p>\n<p>\nDin perspectiva oric\u0103rui aspect financiar, \u00een orice top, Deutsche Bank este la coada clasamentului. Ast\u0103zi, nem\u0163ii \u00eenregistreaz\u0103 cel mai mic randament al capitalurilor, au cele mai mici marje \u015fi pl\u0103tesc mult mai scump finan\u0163\u0103rile \u00een compara\u0163ie cu vecinii din Europa. \u00centre 2011 \u015fi 2018 Deutsche Bank a avut pierderi de 6 miliarde de euro \u015fi a primit amenzi de circa 14 miliarde de euro pentru o serie lung\u0103 de abateri, printre care \u015fi implicarea b\u0103ncii \u00een scandalul Libor.<\/p>\n<p>\nO fuziune \u00eentre cele dou\u0103 b\u0103nci problematice din Germania reprezint\u0103 o variant\u0103 care a fost vehiculat\u0103 constant \u00een ultimii 10 ani, dar care a prins av\u00e2nt \u00een ultima perioad\u0103 dup\u0103 ce actori din ambele p\u0103r\u0163i au fost citate de presa inter\u00adna\u0163ional\u0103 sus\u0163in\u00e2nd c\u0103 sunt des\u00adchi\u015fi c\u0103tre o fuziune care ar pu\u00adtea da na\u015ftere unui juc\u0103tor de talie mondial\u0103.<\/p>\n<p>\nPe de alt\u0103 parte, s\u0103pt\u0103m\u00e2na aceasta doi reprezentan\u0163i ai sin\u00addi\u00adcatelor, membri \u00een boardul Deutsche Bank, s-au opus vehement fuziunii argument\u00e2nd c\u0103 aceasta ar duce la desfiin\u0163area a circa 30.000 de lo\u00adcuri de munc\u0103, ceea ce ar genera o problem\u0103 masiv\u0103 \u00een economie.<\/p>\n<p>\nMai mult, \u015fi reprezentan\u0163ii asocia\u0163iilor IMM-urilor din Germania pun la \u00eendoial\u0103 eficien\u0163a unei astfel de decizii, av\u00e2nd \u00een vedere c\u0103 ea ar ridica o pro\u00adblem\u0103 de competitivitate \u00een economie, care ar afecta negativ a\u015fa-numite Mittelstand-uri (IMM-urile din Germania), care reprezint\u0103 99% din economia nem\u0163ilor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Deutsche Bank, cea mai mare banc\u0103 din Germania, are o istorie de 149 de ani. Gigantul ban\u00adcar, care acum un deceniu se b\u0103tea cu marile b\u0103nci de investi\u0163ii americane, a ajuns \u00een mizerie, este pe\u00adnalizat\u0103 \u00een fiecare zi de investitori \u015fi de pie\u0163e, iar autorit\u0103\u0163ile, \u00een frunte cu Angela Merkel, cancelarul Germaniei, \u015fi ministrul de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,530],"tags":[45036,236,10000,10146,7921,8302],"class_list":["post-169992","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-analize","tag-a-ctiuni","tag-banca","tag-deutsche-bank","tag-fuziune","tag-germania","tag-pierderi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/169992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=169992"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/169992\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=169992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=169992"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=169992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}