{"id":169965,"date":"2019-03-15T11:10:29","date_gmt":"2019-03-15T11:10:29","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=169965"},"modified":"2019-03-15T11:10:29","modified_gmt":"2019-03-15T11:10:29","slug":"cum-calculeaza-bancile-din-romania-dobanzile-la-credite-si-depozite-si-cum-justifica-marjele-ridicate-raspunsul-raiffeisen-bank","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=169965","title":{"rendered":"Cum calculeaz\u0103 b\u0103ncile din Rom\u00e2nia dob\u00e2nzile la credite \u015fi depozite \u015fi cum justific\u0103 marjele ridicate. R\u0103spunsul Raiffeisen Bank"},"content":{"rendered":"<p>\n\u00cens\u0103, bancherii au sus\u0163inut c\u0103 taxa bancar\u0103 ar putea s\u0103 duc\u0103 la cre\u015fterea \u015fi mai mult a marjelor pentru ca b\u0103ncile s\u0103 acopere costurile suplimentare determinate de noua tax\u0103.<\/p>\n<div>\nDiferen\u0163ialul \u00eentre dob\u00e2nda la creditele \u015fi depozitele popula\u0163iei era \u00een septembrie 2018 de 6,88 puncte procentuale \u00een Rom\u00e2nia, \u00een compara\u0163ie cu o medie de 2,15 puncte procentuale \u00een zona euro \u015fi peste marjele practicate de b\u0103ncile din regiune. De exemplu, \u00een Cehia marja era de 3,39 puncte procentuale, iar \u00een Polonia diferen\u0163a era de 4,3 puncte procentuale, potrivit datelor din Raportul asupra stabilit\u0103\u0163ii financiare al BNR.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nDar cum justific\u0103 bancherii din Rom\u00e2nia marjele mari de c\u00e2\u015ftig de pe pia\u0163a local\u0103.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/cum-calculeaza-bancile-din-romania-dobanzile-la-credite-si-depozite-si-cum-justifica-marjele-ridicate-raspunsul-raiffeisen-bank-17913193\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Una dintre nemul\u0163umirile popula\u0163iei fa\u0163\u0103 de activitatea b\u0103ncilor din Rom\u00e2\u00adnia \u015fi motivul invocat de politicieni pentru \u201einventarea\u201d recentei taxe bancare au leg\u0103tur\u0103 cu marja ridicat\u0103 \u00eentre dob\u00e2nzile mari \u00eencasate de b\u0103nci la creditele acordate \u015fi dob\u00e2nzile mici remunerate la depozite. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,485,439,187],"class_list":["post-169965","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-credite","tag-depozite","tag-dobanzi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/169965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=169965"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/169965\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=169965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=169965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=169965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}