{"id":169665,"date":"2019-03-07T13:25:22","date_gmt":"2019-03-07T13:25:22","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=169665"},"modified":"2019-03-07T13:25:22","modified_gmt":"2019-03-07T13:25:22","slug":"primul-bancher-care-accepta-ca-marja-de-dobanda-credite-depozite-este-prea-mare-o-ajustare-a-marjei-de-dobanda-ar-creste-intermedierea-financiara","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=169665","title":{"rendered":"Primul bancher care accept\u0103 c\u0103 marja de dob\u00e2nd\u0103 credite\/depozite este prea mare. \u201eO ajustare a marjei de dob\u00e2nd\u0103 ar cre\u015fte intermedierea financiar\u0103\u201c"},"content":{"rendered":"<div>\nBogdan Neac\u015fu, prim-vicepre\u00ad\u015fe\u00addinte al CEC Bank, apreciaz\u0103 c\u0103 trebuie c\u0103utat\u0103 o \u201esolu\u0163ie de mijloc\u201c \u00een ceea ce prive\u015fte mar\u00adjele practicate de b\u0103ncile de pe pia\u0163a local\u0103 \u00eentre dob\u00e2nzile la credite \u015fi la depozite, urm\u0103rind nu doar profitabilitatea, ci \u015fi cre\u015fterea intermedierii financiare. El sus\u0163ine c\u0103 o ajustare a acestor marje va asigura o intermediere financiar\u0103 mai mare.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nDincolo de problematica lipsei de \u00eencredere \u00een sistemul bancar, care a fost alimentat\u0103 de criza financiar\u0103 recent\u0103 \u015fi de hibele pe care aceasta le-a scos la iveal\u0103, nemul\u0163umirile fa\u0163\u0103 de ecar\u00adtul dintre dob\u00e2nda la cre\u00addite \u015fi cea la depozite de\u00advin din ce \u00een ce mai mari \u00een Ro\u00adm\u00e2\u00adnia, iar aceast\u0103 situa\u0163ie este re\u00adcla\u00admat\u0103 din tot mai multe direc\u0163ii.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u201eCred c\u0103 trebuie s\u0103 fim receptivi la ce ne spun clien\u0163ii. Apropo de \u00eencredere \u015fi de marjele comerciale. Dac\u0103 corobor\u0103m \u015fi cu gradul de intermediere financiar\u0103 care e la minim istoric, \u0163ine de profesionalismul nostru s\u0103 facem ceva. La noi marja este de 5 spre 6. Probabil mai sunt devia\u0163ii care ne duc la 5,5 marj\u0103 net\u0103 ca ecart. Banii sunt \u00een sistemul bancar, ca s\u0103 \u00eei trimi\u0163i \u00een economie trebuie s\u0103 te asiguri c\u0103 ei ajung exact acolo unde exist\u0103 nevoie de finan\u0163are. Evident c\u0103 nu o po\u0163i face la orice cost.&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"https:\/\/www.zf.ro\/banci-si-asigurari\/primul-bancher-care-accepta-ca-marja-de-dobanda-credite-depozite-este-prea-mare-o-ajustare-a-marjei-de-dobanda-ar-creste-intermedierea-financiara-17901546\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bogdan Neac\u015fu, prim-vicepre\u015fedinte al CEC Bank, apreciaz\u0103 c\u0103 o ajustare a marjelor comerciale va asigura o intermediere financiar\u0103 mai mare.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[15835,246,7458,11056],"class_list":["post-169665","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-ajustare","tag-crestere","tag-dobanda","tag-financiar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/169665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=169665"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/169665\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=169665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=169665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=169665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}