{"id":16935,"date":"2010-01-27T10:30:00","date_gmt":"2010-01-27T10:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=16935"},"modified":"2026-04-02T15:16:56","modified_gmt":"2026-04-02T15:16:56","slug":"obligatia-bancilor-de-a-reevalua-garantiile-clientilor-ar-putea-scumpi-creditele","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=16935","title":{"rendered":"Obligatia bancilor de a reevalua garantiile clientilor ar putea scumpi creditele"},"content":{"rendered":"<p>&#8220;Le-am cerut bancilor sa reevalueze colateralul (garantiile<br \/>\ndetinute in cadrul contractelor de credit, n. red.), ceea ce<br \/>\ntrebuie sa faca cel putin o data pe an. Noi doar le-am reamintit<br \/>\nregulamentul. Banca se poate duce catre client pentru a-i cere<br \/>\ngarantii suplimentare astfel incat sa isi acopere integral valoarea<br \/>\nexpunerii, insa aceasta face obiectul unei negocieri separate&#8221;,<br \/>\nspune Nicolae Cinteza, directorul Directiei de Supraveghere din<br \/>\nBNR.<\/p>\n<p>Cititi mai multe pe <a target=\"_blank\" href=\n\"http:\/\/www.zf.ro\/banci-si-asigurari\/obligatia-bancilor-de-a-reevalua-garantiile-clientilor-ar-putea-scumpi-creditele-ce-parere-aveti-5447505\/\"><br \/>\nwww.zf.ro<\/a><\/p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bancherii ar putea scumpi creditele cu garantii aflate in derulare din cauza ca deprecierea activelor aduse de clienti drept colateral face ca in unele cazuri acestea sa nu mai acopere nici sumele ramase de rambursat.\u2008Banca Nationala obliga bancile sa faca reevaluari ale garantiilor macar o data pe an.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,485,7458,379,15442],"class_list":["post-16935","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-credite","tag-dobanda","tag-garantii","tag-reevaluare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/16935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16935"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/16935\/revisions"}],"predecessor-version":[{"id":36922,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/16935\/revisions\/36922"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}