{"id":167609,"date":"2019-01-05T14:00:00","date_gmt":"2019-01-05T14:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=167609"},"modified":"2019-01-05T14:00:00","modified_gmt":"2019-01-05T14:00:00","slug":"cat-costa-sa-ti-repari-masina-pe-propriul-rca","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=167609","title":{"rendered":"C\u00e2t cost\u0103 s\u0103-\u0163i repari ma\u015fina pe propriul RCA"},"content":{"rendered":"<p>\nDecontarea direct\u0103 este permis\u0103 din iulie 2017, fiind prev\u0103zut\u0103 \u00een noua lege RCA. Achizi\u0163ia unei poli\u0163e cu decontare direct\u0103 le permite \u015foferilor p\u0103gubi\u0163i s\u0103 solicite plata desp\u0103gubirii propriului asigur\u0103tor RCA \u015fi nu asigur\u0103torului \u015foferului care a provocat dauna. Asigur\u0103torul care a pl\u0103tit dauna \u00ee\u015fi recupereaz\u0103 apoi prejudiciul de la asigur\u0103torul RCA al \u015foferului vinovat.<\/p>\n<div>\n\u00cen baza acestor clauze companiile de asigur\u0103ri au pl\u0103tit desp\u0103gubiri de circa 8,2 mil. lei pentru circa 1.500 de dosare de daune, ceea ce \u00eenseamn\u0103 c\u0103 dauna medie s-a situat la circa 5.481 de lei. Pe l\u00e2ng\u0103 daunele deja pl\u0103tite, asigur\u0103torii au mai pus deoparte 4,4 milioane de lei \u00een contul unui num\u0103r de 756 de dosare de daun\u0103 avizate.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u00cen prezent nu mai sunt probleme cu recuperarea regreselor, desp\u0103gubirile ce trebuie recuperate de asigur\u0103torii care au emis clauza de decontare direct\u0103 pe RCA sau poli\u0163a Casco de la asigur\u0103torii \u015foferilor vinova\u0163i. \u00cen trecut, recuperarea acestor regrese era dificil\u0103 \u015fi avea un impact puternic negativ asupra fluxului de numerar \u015fi lichidit\u0103\u0163ii companiilor. Tocmai din cauza experien\u0163ei din trecut cu recuperarea regreselor asigur\u0103torii erau reticen\u0163i \u00een acceptarea propunerii legislativului de a introduce decontarea direct\u0103. \u00cen final, decontarea direct\u0103 a r\u0103mas op\u0163ional\u0103 pentru clien\u0163i, \u00eens\u0103 asigur\u0103torii sunt obliga\u0163i s\u0103 o oferteze.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"https:\/\/www.zf.ro\/auto\/cat-costa-sa-ti-repari-masina-pe-propriul-rca-17810479\">Cititi mai multe pe www.mediafax.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Aproximativ 235.000 de rom\u00e2ni au cump\u0103rat clauza de decontare direct\u0103 pe RCA \u00een intervalul ianuarie-septembrie al anului trecut, pl\u0103tind \u00een medie 77 de lei pe an pentru acest serviciu, potrivit datelor Autorit\u0103\u0163ii de Supraveghere Financiar\u0103 (ASF).<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[17555,7283,21295,7060,93,8208,24193],"class_list":["post-167609","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-clauza","tag-costuri","tag-decontare","tag-masina","tag-plati","tag-rca","tag-trecut"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/167609","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=167609"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/167609\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=167609"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=167609"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=167609"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}