{"id":164805,"date":"2018-10-01T19:06:00","date_gmt":"2018-10-01T19:06:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=164805"},"modified":"2026-04-06T17:48:39","modified_gmt":"2026-04-06T17:48:39","slug":"numarul-magazinelor-online-locale-care-ofera-cumparaturi-in-rate-prin-solutii-de-creditare-digitala-este-in-crestere","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=164805","title":{"rendered":"Num\u0103rul magazinelor online locale care ofer\u0103 cump\u0103r\u0103turi \u00een rate prin solu\u0163ii de creditare digital\u0103 este \u00een cre\u015ftere"},"content":{"rendered":"<p>\nPlatforma de creditare digital\u0103 produs\u0103 \u015fi lansat\u0103 de TBI Credit cu aproape un an \u00een urm\u0103 este dedicat\u0103 magazinelor online care vor s\u0103 ofere clien\u0163ilor posibilitatea de a face cump\u0103r\u0103turi cu plata \u00een rate. Comercian\u0163ii online pot instala platforma de creditare \u00een c\u00e2teva minute, \u00een timp ce clien\u0163ii pot accesa un \u00eemprumut \u00een 10 minute, f\u0103r\u0103 a fi nevoie s\u0103 mearg\u0103 la ghi\u015feul b\u0103ncii.&nbsp;<\/p>\n<p>\nPlatforma digital\u0103 de creditare \u00eenlocuie\u015fte opera\u0163iunile bancare tradi\u0163ionale, pe baz\u0103 de documenta\u0163ie tip\u0103rit\u0103, cu tehnologia OCR (Optical Character Recognition), folosindu-se identificarea video \u00een interac\u0163iune cu un operator bancar \u015fi semn\u0103tura electronic\u0103 a documentelor. Aceste tehnologii permit clien\u0163ilor s\u0103 contracteze un credit de la distan\u0163\u0103, \u00een c\u00e2teva minute, f\u0103r\u0103 nicio deplasare la banc\u0103 \u015fi f\u0103r\u0103 riscuri. Platforma de creditare digital\u0103 ofer\u0103 posibilitatea efectu\u0103rii de cump\u0103r\u0103turi cu plata \u00een rate de pe orice dispozitiv &#8211; calculator, tablet\u0103 sau smartphone, procesul de acordare a \u00eemprumutului fiind simplificat prin integrarea cu Biroul de Credit, ANAF sau KeysFin. Mai mult, mecanismele anti-fraud\u0103 sunt activate \u00een timp real.&nbsp;<\/p>\n<p>\nPlatforma de creditare digital\u0103 este parte a unui parteneriat strategic dintre TBI Bank \u015fi FintechOS, ca urmare a unui angajament de transformare digital\u0103 \u015fi reconfigurare a \u00eentregii strategii digitale pe parcursul a trei ani, prin servicii financiare bazate pe inteligen\u0163\u0103 artificial\u0103, solu\u0163ii biometrice \u015fi alte tehnologii moderne. \u00cen prezent, FintechOS \u015fi TBI accelereaz\u0103 inova\u0163ia \u00een cadrul b\u0103ncii prin intermediul a \u015fase fluxuri opera\u0163ionale, pe toate liniile de business, dar \u00een special pe segmentele de credite, factoring \u015fi leasing pentru persoane fizice \u015fi companii.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TBI Credit, parte a TBI Bank, a dep\u0103\u015fit 150 de magazine online pe pia\u0163a din Rom\u00e2nia care utilizeaz\u0103 platforma sa de creditare 100% digital\u0103, dezvoltat\u0103 \u00eempreun\u0103 cu FintechOS, o companie specializat\u0103 \u00een accelerarea transform\u0103rii digitale a institu\u0163iilor financiare.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[557,539,450],"class_list":["post-164805","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-creditare","tag-online","tag-platforma"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/164805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=164805"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/164805\/revisions"}],"predecessor-version":[{"id":164815,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/164805\/revisions\/164815"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=164805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=164805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=164805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}