\nCum arat\u0103 b\u0103ncile europene la 10 ani de la \u00eenceputul ultimei crize financiare, care a \u00eenceput odat\u0103 cu pr\u0103bu\u015firea gigantului bancar american Lehman Brothers? Mai bine, \u00eens\u0103 \u00eenc\u0103 departe de a nu avea probleme sau sl\u0103biciuni, scrie CNBC.<\/p>\n
\nMajoritatea anali\u015ftilor descriu sistemul bancar european drept unul mai pu\u0163in \u00eendatorat, \u201ecare se situeaz\u0103 \u00eentr-o pozi\u0163ie mai sigur\u0103\u201d, la 10 ani de la pr\u0103bu\u015firea Lehman Brothers \u015fi \u00eenceputul crizei financiare globale.<\/p>\n
\nDezastrul de la Lehman Brothers a devastat rapid toate pie\u0163ele lumii \u00een 2008. Lehman era a patra cea mai mare banc\u0103 de investi\u0163ii din Statele Unite c\u00e2nd a depus cererea de intrare \u00een faliment \u00een 15 septembrie 2008, ceea ce a dus la o eroziune de circa 10 trilioane de dolari \u00een capitaliz\u0103ri de pia\u0163\u0103 la nivel global doar \u00een urm\u0103toarea lun\u0103.<\/p>\n
\nFalimentul Lehman Brothers a scos la iveal\u0103 o serie de probleme pe care le avea b\u0103ncile, \u00een special cu activele sus\u0163inute de ipoteci \u2013 deoarece acest tip de active valora mult mai pu\u0163in dec\u00e2t pre\u0163ul de v\u00e2nzare.<\/p>\n
\n\u00cens\u0103, la scar\u0103 larg\u0103, s-a observat faptul c\u0103 problema Lehman era de fapt problema tuturor b\u0103ncilor.<\/p>\n
\n\u00cen Europa, b\u0103ncile care \u015fi-au asumat riscuri au \u00eent\u00e2mpinat greut\u0103\u0163i c\u00e2nd au \u00eencercat s\u0103 ob\u0163in\u0103 finan\u0163\u0103ri, iar multe dintre b\u0103ncile mari din Europa au avut nevoie de interven\u0163ia guvernelor pentru a fi salvate.<\/p>\n
\n\u201eB\u0103ncile europene sunt mai pu\u0163in \u00eendatorate \u015fi au str\u00e2ns mai mult capital dup\u0103 incidentul Lehman, deci sunt \u00een teorie \u00eentr-o pozi\u0163ie mai sigur\u0103 dec\u00e2t erau \u00een urm\u0103 cu 10 ani\u201d, spune Carsten Hesse, economist pentru pie\u0163ele europene \u00een cadrul Berenberg.<\/p>\n
\nTotu\u015fi, \u201e\u00een anumite \u0163\u0103ri din zona euro precum Grecia sau Italia, creditele neperformante sunt \u00eenc\u0103 la un nivel foarte ridicat ceea ce d\u0103 dureri de cap, iar profitabilitatea unelor b\u0103nci, inclusiv a celor din Germania, este \u00eenc\u0103 la un nivel foarte redus\u201d, adaug\u0103 Hesse.<\/p>\n
\nCreditele neperformante au reprezentat \u015fi \u00eenc\u0103 reprezint\u0103 una dintre cele mai mari obstacole pentru b\u0103nci \u00een drumul spre profit. Aceast\u0103 situa\u0163ie persist\u0103, chiar dac\u0103 mai multe rapoarte, printre care \u015fi unul lansat de Parlamentul European ar\u0103ta c\u0103 \u00een septembrie 2017 creditele neperformante din sectorul bancar european se situau la circa 4,2% \u00een compara\u0163ie cu nivelul de 6,4% \u00eenregistrat \u00een decembrie 2014.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Cum arat\u0103 b\u0103ncile europene la 10 ani de la \u00eenceputul ultimei crize financiare, care a \u00eenceput odat\u0103 cu pr\u0103bu\u015firea gigantului bancar american Lehman Brothers? Mai bine, \u00eens\u0103 \u00eenc\u0103 departe de a nu avea probleme sau sl\u0103biciuni, scrie CNBC. Majoritatea anali\u015ftilor descriu sistemul bancar european drept unul mai pu\u0163in \u00eendatorat, \u201ecare se situeaz\u0103 \u00eentr-o pozi\u0163ie mai […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[25593,15127,9363],"class_list":["post-164317","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci-europene","tag-credite-neperformante","tag-lehman-brothers"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/164317","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=164317"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/164317\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=164317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=164317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=164317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}