{"id":164024,"date":"2018-09-03T19:30:00","date_gmt":"2018-09-03T19:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=164024"},"modified":"2018-09-03T19:30:00","modified_gmt":"2018-09-03T19:30:00","slug":"plafon-de-600-milioane-lei-pentru-programul-de-credite-investeste-in-tine","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=164024","title":{"rendered":"Plafon de 600 milioane lei pentru programul de credite Investe\u015fte \u00een Tine"},"content":{"rendered":"

\n\u201ePentru perioada 2018-2020, estim\u0103m o rat\u0103 de executare a garan\u0163iilorde p\u00e2n\u0103 \u00een 3%, care s-a calculat prin raportare la utilizarea plafonului de garantare de 600 de milioane de lei (…) Av\u00e2nd \u00een vedere caracteristicile programului (categoriile de beneficiari, perioada de creditare, destina\u0163ia creditelor), pentru toata durata de creditare estimam o rata a creditelor neperformante de cca 17%\u201d, arat\u0103 ini\u0163iatorii proiectului de norme, \u00een Nota de Fundamentare a viitorului normativ.<\/p>\n

\nDe asemenea, costul total al creditelor acordate \u00een cadrul Programului, care este suportat de bugetul de stat, se compune din:
\n– dob\u00e2nd\u0103, care este compus\u0103 din rata de referin\u0163\u0103 ROBOR la 3 luni plus o marj\u0103 de maximum 2% pe an; marja include toate costurile legate de acordarea \u015fi derularea creditului \u00een toate etapele finan\u0163\u0103rii;
\n– comision de analiz\u0103, perceput de c\u0103tre finan\u0163ator, de maximum 0,1% aplicat la valoarea finan\u0163\u0103rii;
\n– comisioane de gestiune, datorate fondurilor de garantare, care se negociaz\u0103 anual.<\/p>\n

\nCiti\u0163i mai multe pe www.mediafax.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Plafonul de garantare pentru programul guvernamental Investe\u015fte \u00een Tine a fost stabilit la 600 de milioane de lei, iar dob\u00e2nda pentru creditele ob\u0163inute de beneficiari va fi calculat\u0103 dup\u0103 formula ROBOR la 3 luni + 2% pe an, reiese din normele de aplicare publicate luni de Ministerul Finan\u0163elor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,16607,16855,557,485,7458,472,7136,10862,5616,7246,191,7206,18651,19981,15863,94,78,9980,15153],"class_list":["post-164024","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-aplicare","tag-beneficiari","tag-creditare","tag-credite","tag-dobanda","tag-finantare","tag-finante","tag-garantare","tag-investitie","tag-minister","tag-ministerul-finantelor","tag-norme","tag-obtinere","tag-perioada","tag-plafon","tag-program","tag-publicare","tag-rata","tag-stabilire"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/164024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=164024"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/164024\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=164024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=164024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=164024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}