{"id":163656,"date":"2018-08-23T10:44:01","date_gmt":"2018-08-23T10:44:01","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=163656"},"modified":"2018-08-23T10:44:01","modified_gmt":"2018-08-23T10:44:01","slug":"vestea-care-cutremura-sistemul-bancar-romanii-s-au-indatorat-pana-la-ultimul-leu-dezastrul-incepe-ce-urmeaza","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=163656","title":{"rendered":"Vestea care CUTREMUR\u0102 sistemul bancar. Rom\u00e2nii s-au \u00eendatorat P\u00c2N\u0102 LA ULTIMUL LEU. Dezastrul \u00eencepe. Ce urmeaz\u0103?"},"content":{"rendered":"<p>\nPopula\u0163ia a luat credite noi de con\u00adsum \u00een moned\u0103 local\u0103 \u00een valoare de 10,8 mld. lei \u00een primele \u015fase luni ale acestui an, un maxim al ulti\u00admi\u00adlor 12 ani, arat\u0103 datele BNR.<\/p>\n<div>\n&nbsp;<\/div>\n<div>\nFa\u0163\u0103 de aceea\u015fi perioad\u0103 a anului trecut, su\u00admele noi \u00eemprumutate de rom\u00e2ni de la b\u0103nci au crescut cu peste 14%.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nCre\u015fterea salarial\u0103 este factorul principal care a dat din nou av\u00e2nt tot mai multor rom\u00e2ni s\u0103 acceseze credite mai mari pentru amena\u00adja\u00adrea\/modernizarea locuin\u0163elor, achi\u00adzi\u0163ia de auto\u00ad\u00adturisme, de electrocasnice \u015fi chiar tele\u00adfoa\u00adne.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nDe exemplu, valoarea v\u00e2nz\u0103rilor de tele\u00adfoa\u00adne a urcat cu 40% \u00een prima jum\u0103tate a acestui an fa\u0163\u0103 de S1 2017, evolu\u0163ie care a luat prin surprindere pia\u0163\u0103.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nC\u00e2\u015ftigul mediu net aferent primelor \u015fase luni ale acestui an a urcat cu 13% (300 lei) fa\u0163\u0103 de aceea\u015fi perioad\u0103 din 2017, p\u00e2n\u0103 la 2.636 lei. \u00cen 2007 salariul mediu net era de sub 1.000 de lei, \u00een timp ce \u00een 2009 ajungea la aproape 1.400 de lei.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u201eCel mai important factor pentru cre\u015fterea creditelor de consum este reprezentat de major\u0103rile salariale. Avem clien\u0163i c\u0103rora li s-a dublat salariul, fapt care i-a \u00eencurajat s\u0103 ia un credit.\u201c, a spus Liviu Andrei, managing partner al brokerului de credite Alliance.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/romanii-s-au-indatorat-pana-ultimul-leu-creditele-consum-maximul-ultimilor-12-ani-datorita-cresterii-salariilor-scaderii-dobanzilor-broker-avem-clienti-carora-salariul-s-dublat-lucru-contat-decizia-17463336\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen ultimul an, iunie 2018 fa\u0163\u0103 de iunie 2017, \u00eemprumuturile luate de rom\u00e2ni pentru consum au crescut cu 14%. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,9817,485,246,17509,183,274,173,8037,465],"class_list":["post-163656","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-consum","tag-credite","tag-crestere","tag-dezastru","tag-imprumut","tag-incepere","tag-romani","tag-sistem-bancar","tag-valoare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/163656","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=163656"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/163656\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=163656"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=163656"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=163656"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}