{"id":163206,"date":"2018-08-09T13:22:11","date_gmt":"2018-08-09T13:22:11","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=163206"},"modified":"2018-08-09T13:22:11","modified_gmt":"2018-08-09T13:22:11","slug":"soc-pe-piata-bancara-o-mare-banca-din-romania-a-fost-obligata-sa-dea-inapoi-clientilor-cu-credite-jumatate-din-bani-vedeti-daca-va-aflati-printre-cei-mai-fericiti-romani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=163206","title":{"rendered":"\u015eOC pe pia\u0163a bancar\u0103: O mare banc\u0103 din Rom\u00e2nia a fost OBLIGAT\u0102 s\u0103 dea \u00eenapoi clien\u0163ilor cu credite JUM\u0102TATE din bani. Vede\u0163i dac\u0103 v\u0103 afla\u0163i printre cei mai FERICI\u0162I rom\u00e2ni"},"content":{"rendered":"<div>\nNu este cunoscut faptul dac\u0103 riscul acestei opera\u0163iuni a fost prev\u0103zut \u00een tranzac\u0163ie sau nu.&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u201dA fost aplicata masura complementara \u201cRestituirea sumelor de bani percepute nejustificat pentru intreg portofoliul de credite cesionat de catre Bancpost S.A (fie direct, fie prin intermediul altor societati, respectiv EFG New Europe Funding II B.V., Eurobank Ergasias S.A. etc. fara a ne limita) reprezentand dobanzi, dobanzi penalizaloare, penalitati calculate si retinute in perioada 11.07.2008-27.03.2018, cand cesionar a fost EFG New Europe Funding II B.V. (actuala ERB New Europe&nbsp; Funding II B.V.)\u201d, potrivit anun\u0163ului ANPC.&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nANPC motiveaz\u0103 sanc\u0163iunea prin faptul c\u0103 nu se justific\u0103 calitatea de creditor a cesionarului fa\u0163\u0103 de debitorii ceda\u0163i. \u201d\u00centrucat cesionarul creditului nu a avut calitatea de banca, institutie de credit autorizata, dobanda calculata si retinuta trebuia sa fie zero pe intreaga perioada a cesionarii 11.07.2008-27.03.2018.\u201d&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nPractic, Bancpost este sanc\u0163ionat\u0103 de ANPC c\u0103 a cedat creditele performante c\u0103tre un SRL din Olanda, care nu este autorizat ca institu\u0163ie de credit nici pe pia\u0163a olandez\u0103, nici pe cea rom\u00e2neasc\u0103. De-a lungul timpului au fost multe \u00eentreb\u0103ri privind legalitatea cesion\u0103rii de credite c\u0103tre institu\u0163ii nebancare, inclusiv a creditelor neperformante.&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"http:\/\/www.zf.ro\/zf-24\/soc-piata-bancara-anpc-impune-bancpost-returnarea-tuturor-dobanzilor-retinute-creditele-acordate-intre-2008-2018-cedate-olanda-update-reactia-bancpost-creditele-incluse-tranzactia-bt-17398045\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Autoritatea Na\u0163ional\u0103 pentru Protec\u0163ia Consumatorului a dispus returnarea de c\u0103tre Bancpost c\u0103tre clien\u0163ii s\u0103i a tuturor dob\u00e2nzilor percepute la credite pe perioada 2008-2018, pentru creditele cesionate de Bancpost c\u0103tre societ\u0103\u0163i din Olanda. Aceasta este cea mai drastic\u0103 m\u0103sur\u0103 a ANPC fa\u0163\u0103 de o banc\u0103 comercial\u0103 de p\u00e2n\u0103 acum, \u015fi poate afecta absorb\u0163ia Bancpost de c\u0103tre Banca Transilvania, aflat\u0103 \u00een curs. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,63,8677,13155,485,187,31465,9768,37393,80,17253,400],"class_list":["post-163206","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-anpc","tag-bancpost","tag-bt","tag-credite","tag-dobanzi","tag-impunere","tag-olanda","tag-piata-bancara","tag-refuz","tag-retineri","tag-tranzactie"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/163206","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=163206"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/163206\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=163206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=163206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=163206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}