{"id":162824,"date":"2018-07-30T11:42:38","date_gmt":"2018-07-30T11:42:38","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=162824"},"modified":"2026-04-06T16:03:20","modified_gmt":"2026-04-06T16:03:20","slug":"industria-bancara-suedeza-da-tonul-schimbarii-dupa-ce-nordea-bank-una-dintre-cele-mai-mari-banci-ale-tarii-concediaza-6-000-de-persoane-in-procesul-de-automatizare","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=162824","title":{"rendered":"Industria bancar\u0103 suedez\u0103 d\u0103 tonul schimb\u0103rii dup\u0103 ce Nordea Bank, una dintre cele mai mari b\u0103nci ale \u0163\u0103rii, concediaz\u0103 6.000 de persoane \u00een procesul de automatizare"},"content":{"rendered":"<p>\nUn fenomen interesant a luat na\u015ftere \u00een industria financiar\u0103 suedez\u0103 \u00een ultimul trimestru, potrivit publica\u0163iei americane Bloomberg.<\/p>\n<p>\nSingura banc\u0103 major\u0103 care a reu\u015fit s\u0103 \u00ee\u015fi diminueze costurile este aceea\u015fi banc\u0103 ce a anun\u0163at \u00een ultimele luni unul dintre cele mai curajoase planuri din industrie de a \u00eenlocui oamenii cu robo\u0163i \u00een procesul de automatizare.<\/p>\n<p>\nCEO-ul Nordea Bank, Casper von Koskull, sus\u0163inea \u00een trecut c\u0103 industria va fi nevoit\u0103 s\u0103 \u00ee\u015fi reduc\u0103 for\u0163a de munc\u0103 la jum\u0103tate, \u00eens\u0103 doar \u00een urm\u0103torii zece ani. Acum, executivul a anun\u0163at 6.000 de concedieri.<\/p>\n<p>\nVon Koskull spune c\u0103 aceste ajust\u0103ri sunt singurul mod prin care po\u0163i r\u0103m\u00e2ne competitiv \u00een pia\u0163\u0103, \u00een contextul automatiz\u0103rii \u015fi a robo\u0163ilor care iau locul oamenilor \u00een toate segmentele, de la asset management \u015fi p\u00e2n\u0103 la preluarea apelurilor de la clien\u0163ii de retail.<\/p>\n<p>\n\u00cen timp ce mul\u0163i actori din industria financiar\u0103 se confrunt\u0103 cu dificult\u0103\u0163i c\u00e2nd trebuie s\u0103 digere acest mesaj, cele mai recente rezultate anun\u0163ate de banc\u0103 \u00een Suedia sugereaz\u0103 c\u0103 executivii din unul dintre cele mai tehnologizate col\u0163uri ale lumii, ar trebui s\u0103 se inspire de la Nordea, scrie publica\u0163ia american\u0103.<\/p>\n<p>\n\u00cen cadrul b\u0103ncii SEB, CEO-ul Johan Torgeby a anun\u0163at deja c\u0103 \u201eorice va putea fi automatizat, va fi automatizat\u201d.<\/p>\n<p>\nNordea, care este singura banc\u0103 de importan\u0163\u0103 sistemic\u0103 la nivel global \u00een regiunea nordic\u0103, \u015fi-a redus cheltuielile cu 11% \u00een al doilea trimestru, fa\u0163\u0103 de anul precedent. Banca a r\u0103mas cu 29.300 de angaja\u0163i, dup\u0103 ce a redus personalul cu 8%.<\/p>\n<p>\nPrin compara\u0163ie, Barclays, care are aproximativ aceea\u015fi valoare de pia\u0163\u0103 ca Nordea, avea aproximativ 80.000 de angaja\u0163i la sf\u00e2r\u015fitul anului 2017.<\/p>\n<p>\nToate b\u0103ncile din planul nordic, SEB, Svenska Hadelsbanken \u015fi Swedbank, recunosc c\u0103 tehnologia este cheia. Cu toate acestea, au idei diferite cu privire la modul \u00een care oamenii vor fi \u00eenlocui\u0163i de robo\u0163i \u015fi nu sunt dispuse s\u0103 \u00ee\u015fi reduc\u0103 efectivele la fel de repede precum Nordea.<\/p>\n<p>\nCosturile mais c\u0103zute au ajutat Nordea s\u0103 livreze o cre\u015ftere de 31% a profitului opera\u0163ional trimestrial de la an la an, av\u00e2nd cea mai bun\u0103 performan\u0163\u0103 dintre cele mai mari patru b\u0103nci din Suedia.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Un fenomen interesant a luat na\u015ftere \u00een industria financiar\u0103 suedez\u0103 \u00een ultimul trimestru, potrivit publica\u0163iei americane Bloomberg. Singura banc\u0103 major\u0103 care a reu\u015fit s\u0103 \u00ee\u015fi diminueze costurile este aceea\u015fi banc\u0103 ce a anun\u0163at \u00een ultimele luni unul dintre cele mai curajoase planuri din industrie de a \u00eenlocui oamenii cu robo\u0163i \u00een procesul de automatizare. CEO-ul [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,7202,474],"class_list":["post-162824","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-concedieri","tag-industrie"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/162824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=162824"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/162824\/revisions"}],"predecessor-version":[{"id":162831,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/162824\/revisions\/162831"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=162824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=162824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=162824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}