{"id":162820,"date":"2018-07-30T10:54:35","date_gmt":"2018-07-30T10:54:35","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=162820"},"modified":"2018-07-30T10:54:35","modified_gmt":"2018-07-30T10:54:35","slug":"cum-schimba-fintech-urile-bankingul-traditional-termenul-fintech-se-refera-mai-degraba-la-o-industrie-este-o-modalitate-noua-de-a-oferi-produse-bancare","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=162820","title":{"rendered":"Cum schimb\u0103 fintech-urile bankingul tradi\u0163ional. \u201eTermenul fintech se refer\u0103 mai degrab\u0103 la o industrie, este o modalitate nou\u0103 de a oferi produse bancare\u201d"},"content":{"rendered":"<p>\nJohan Gabriels a fost pre\u015fedinte \u015fi director general al RBS Rom\u00e2nia din septembrie 2009 p\u00e2n\u0103 \u00een 2012, el activ\u00e2nd anterior ca director financiar \u00een cadrul grupului, \u00een Amsterdam \u015fi D\u00fcsseldorf. \u00cen 2013 a devenit CEO al B\u0103ncii Carpatica, reu\u015find s\u0103 salveze banca din Sibiu dup\u0103 trei ani grei, prin g\u0103sirea unui investitor care s\u0103 fac\u0103 o infuzie de capital \u015fi s\u0103 readuc\u0103 institu\u0163ia \u00een limitele de solvabilitate \u015fi lichiditate. Ulterior, Banca Comercial\u0103 Carpatica a fuzionat cu Patria Bank (fosta Nextebank) \u00een 2017. Gabriels mai are \u00een CV branduri precum Arthur Andersen, Eli Lilly, PepsiCo, Capital One \u015fi MasterCard. Astfel, bancherul are expertiz\u0103 \u00een management financiar at\u00e2t pe zona bancar\u0103, c\u00e2t \u015fi \u00een domeniul bunurilor de larg consum.<\/p>\n<p>\n\u201eTermenul fintech se refer\u0103 mai degrab\u0103 la o industrie, este o modalitate nou\u0103 de a oferi produse bancare. O s\u0103 v\u0103 dau un exemplu: dac\u0103 v\u0103 trimit acum un e-mail, o s\u0103 \u00eel primi\u0163i \u00een c\u00e2teva minute sau chiar secunde. De ce ar dura c\u00e2teva zile s\u0103 v\u0103 trimit ni\u015fte bani? Fintech-urile \u00ee\u0163i permit s\u0103 faci totul mult mai repede, pentru c\u0103 nu mai folosim sistemele vechi, tradi\u0163ionale\u201d, explic\u0103 Johan Gabriels. Exist\u0103 \u015fi numeroase start-up-uri \u00een zona fintech care sunt noi pe pia\u0163\u0103, iar acestea sunt mai inovatoare dec\u00e2t anumite departamente \u00eenfiin\u0163ate deja \u00een b\u0103ncile tradi\u0163onale. \u201eNu trebuie s\u0103 excludem nici ipoteza \u00een care marii juc\u0103tori de pe pia\u0163a de tehnologie &#8211; Amazon, Google sau Facebook &#8211; se vor orienta c\u0103tre zona de banking, fie transform\u00e2ndu-se \u00een b\u0103nci, fie, mai probabil, prin asocierea cu un fintech\u201d, adaug\u0103 el.<\/p>\n<p>\n<a href=\"http:\/\/www.businessmagazin.ro\/actualitate\/bancher-de-moda-noua-17361831\" target=\"_blank\"><span style=\"color:#ff0000;\"><span style=\"font-size:14px;\"><strong>Citi\u0163i aici continuarea<\/strong><\/span><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dup\u0103 ce a condus mai multe institu\u0163ii financiare pe pia\u0163a local\u0103, Johan Gabriels s-a \u00eentors recent pe postul de general manager al Ebury Rom\u00e2nia. \u00centr-un interviu acordat Business Magazin, el explic\u0103 cum schimb\u0103 fintech-urile bankingul tradi\u0163ional \u015fi ce servicii va aduce Ebury pe pia\u0163a din Rom\u00e2nia.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10638,192,236,4124,7267,7260,49,466,10698,4126,272,201,11056,34618,76,5429,26157,6481,26564,60,11128,7383,80,98,15,10911,204,465,11050],"class_list":["post-162820","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-acordare","tag-angajati","tag-banca","tag-bancheri","tag-banci","tag-birouri","tag-business-magazin","tag-capital","tag-carpatica","tag-clienti","tag-companie","tag-companii","tag-financiar","tag-general-manager","tag-institutii","tag-interviu","tag-intoarcere","tag-moda","tag-nevoie","tag-piata","tag-post","tag-prezentare","tag-refuz","tag-romania","tag-servicii","tag-solutii","tag-tehnologie","tag-valoare","tag-valute"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/162820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=162820"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/162820\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=162820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=162820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=162820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}