{"id":161740,"date":"2018-06-25T15:11:03","date_gmt":"2018-06-25T15:11:03","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=161740"},"modified":"2018-06-25T15:11:03","modified_gmt":"2018-06-25T15:11:03","slug":"romanii-care-si-au-luat-un-credit-prima-casa-in-ultimul-an-platesc-44-din-venit-in-contului-ratei-la-banca","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=161740","title":{"rendered":"Rom\u00e2nii care \u015fi-au luat un credit Prima cas\u0103 \u00een ultimul an pl\u0103tesc 44% din venit \u00een contului ratei la banc\u0103"},"content":{"rendered":"<div>\nClien\u0163ii b\u0103ncilor care \u00een ultimul an au accesat un credit ipo tecar Prima cas\u0103 au \u00een medie un grad de \u00eendatorare de 44%, ceea ce \u00eenseamn\u0103 c\u0103 aproape jum\u0103tate din venitul lor lunar merge pentru plata datoriei c\u0103tre banc\u0103. Gradul de \u00eendatorare \u00een cazul \u00eemprumuturilor Prima cas\u0103 este mai mare dec\u00e2t \u00een cazul creditelor ipotecare standard, unde gradul de \u00eendatorare mediu ajunge la 42% \u00een cazul clien\u0163ilor care au contractat un astfel de credit \u00een perioada martie 2017 &#8211; martie 2018, potrivit celui mai recent raport asupra stabilit\u0103\u0163ii financiare realizat de BNR.<\/div>\n<div>\n<br \/>\nPe de alt\u0103 parte, gradul mediul de \u00eendatorare a clien\u0163ilor care au contractat un credit \u00een anii anteriori este mai redus cu 5 puncte procentuale.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nProgramul Prima cas\u0103 este pilonul principal al credit\u0103rii ipotecare, creditele garantate de stat reprezent\u00e2nd jum\u0103tate din totalul expunerilor ipotecare \u015fi aproximativ 60% din fluxul nou de finan\u0163\u0103ri aferent perioadei martie 2017 &#8211; martie 2018.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/romanii-care-si-au-luat-un-credit-prima-casa-in-ultimul-an-platesc-44-din-venit-in-contului-ratei-la-banca-17294376\" target=\"_blank\"><span style=\"color:#ff0000;\"><span style=\"font-size:14px;\"><strong>Rom\u00e2nii care \u015fi-au luat un credit Prima cas\u0103 \u00een ultimul an pl\u0103tesc 44% din venit \u00een contului ratei la banc\u0103<\/strong><\/span><\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Clien\u0163ii b\u0103ncilor care \u00een ultimul an au accesat un credit ipo tecar Prima cas\u0103 au \u00een medie un grad de \u00eendatorare de 44%, ceea ce \u00eenseamn\u0103 c\u0103 aproape jum\u0103tate din venitul lor lunar merge pentru plata datoriei c\u0103tre banc\u0103. Gradul de \u00eendatorare \u00een cazul \u00eemprumuturilor Prima cas\u0103 este mai mare dec\u00e2t \u00een cazul creditelor ipotecare [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,7736,93,12242,8257],"class_list":["post-161740","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-credit","tag-plati","tag-prima-casa","tag-venit"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/161740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=161740"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/161740\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=161740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=161740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=161740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}