{"id":161449,"date":"2018-06-13T17:43:00","date_gmt":"2018-06-13T17:43:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=161449"},"modified":"2018-06-13T17:43:00","modified_gmt":"2018-06-13T17:43:00","slug":"care-sunt-tarile-in-care-femeile-domina-piata-bancara-avand-mai-multe-conturi-bancare-decat-barbatii","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=161449","title":{"rendered":"Care sunt \u0163\u0103rile \u00een care femeile domin\u0103 pia\u0163a bancar\u0103 av\u00e2nd mai multe conturi bancare dec\u00e2t b\u0103rba\u0163ii"},"content":{"rendered":"<p>\nAcestea sunt:&nbsp; Argentina, Georgia, Indonezia, Laos, Mongolia \u015fi Filipine.<\/p>\n<p>\nPotrivit raportului, peste 500 de milioane \u2013 aproximativ 70% dintre adul\u0163i, \u00een cre\u015ftere cu 51% fa\u0163\u0103 de 2011 &#8211; au un cont bancar deschis \u00een cadrul unei b\u0103nci fizice locale sau la o banc\u0103 online. Cu toate acestea, femeile r\u0103m\u00e2n \u00een continuare \u00een urma b\u0103rba\u0163ilor: doar 65% dintre acestea au un cont bancar, comparativ cu 72% dintre b\u0103rba\u0163i, un decalaj de \u015fapte puncte procentuale care a r\u0103mas neschimbat din 2011. Acest lucru se \u00eent\u00e2mpl\u0103 \u00een ciuda diminu\u0103rii diferen\u0163ei de gen din multe \u0163\u0103ri. \u00cen India, de exemplu, 83% dintre b\u0103rba\u0163i \u015fi 77% dintre femei au un cont bancar &#8211; diferen\u0163a de gen \u00een India a sc\u0103zut la \u015fase puncte procentuale, de la 20, \u00een 2014.<\/p>\n<p>\nDr. Leora Klapper, economist principal la Banca Mondial\u0103, ofer\u0103 unele indicii conform c\u0103rora cele \u015fase \u0163\u0103ri fac \u201cnot\u0103 discordant\u0103\u201d \u00een aceast\u0103 direc\u0163ie. Astfel, \u00een cazul statului Filipine, dr. Klapper spune c\u0103 femeile au mai multe \u015fanse s\u0103 lucreze \u00een str\u0103in\u0103tate \u015fi s\u0103 deschid\u0103 astfel de conturi pentru a sus\u0163ine familiile l\u0103sate acas\u0103. \u00cen toate cele \u015fase \u0163\u0103ri (cu excep\u0163ia Laosului) femeile au \u015fanse mai mari dec\u00e2t b\u0103rba\u0163ii s\u0103 primeasc\u0103 o plat\u0103 prin transfer bancar ca parte a unui program guvernamental. \u00cen Mongolia, de exemplu, 43% dintre femei raporteaz\u0103 c\u0103 primesc o astfel de plat\u0103, comparativ cu 24% dintre b\u0103rba\u0163i.<\/p>\n<p>\n\u00cen Indonezia, nu exist\u0103 diferen\u0163e semnificative \u00eentre num\u0103rul de femei \u015fi b\u0103rba\u0163i cu conturi &#8220;active&#8221; sau care au folosit un cont cel pu\u0163in o dat\u0103 \u00een ultimul an pentru a efectua o depunere sau retragere.<\/p>\n<p>\n\u00cen India, de exemplu, s-a reu\u015fit reducerea diferen\u0163ei de gen \u00een privin\u0163a num\u0103rului de conturi deschise, dar mai mult de jum\u0103tate din conturile care apar\u0163in femeilor sunt inactive. \u201cProvocarea cu care se confrunt\u0103 India este, prin urmare, proiectarea unor noi produse financiare care s\u0103 fie \u00een interesul femeilor&#8221;, spune dr. Klapper.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Conform celui mai recent raport al companiei World Findex privind modul \u00een care adul\u0163ii din peste 140 de \u0163\u0103ri acceseaz\u0103 conturi, fac pl\u0103\u0163i, economii \u015fi \u00eemprumuturi, exist\u0103 doar \u015fase \u0163\u0103ri \u00een lume unde femeile au mai multe conturi bancare comparativ cu b\u0103rba\u0163ii. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[34554,7267,12946,272,7942,31719,246,32785,7573,200,21509,7599,183,232,14425,23719,36674,93,7176],"class_list":["post-161449","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-adulti","tag-banci","tag-barbati","tag-companie","tag-cont","tag-conturi-bancare","tag-crestere","tag-diferenta","tag-economii","tag-femei","tag-filipine","tag-georgia","tag-imprumut","tag-india","tag-indonezia","tag-laos","tag-mongolia","tag-plati","tag-raport"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/161449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=161449"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/161449\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=161449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=161449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=161449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}