\n\u201e\u00cen acest context economic, unele industrii autohtone vor fi expuse \u00eentr-un mod semnificativ riscului de credit, \u015fi anume industria textilelor \u015fi a prelucr\u0103rii metalelor. Altele, precum agricultura, industria chimic\u0103 \u015fi farma, sau sectorul serviciilor financiare nu vor fi afectate”, spune Andreas Tesch, chief market officer Atradius. El adaug\u0103 c\u0103 \u201eacela\u015fi lucru este valabil \u015fi pentru industria constructoare de ma\u015fini. Pe de alt\u0103 parte, sectorul electronicii \u015fi de IT, transportul, construc\u0163iile, serviciile, energia, industria alimentar\u0103 \u015fi industria auto \u2013 puternic orientat\u0103 spre export \u2013 se confrunt\u0103 cu o expunere moderat\u0103 la riscul de credit”.<\/p>\n
\nAv\u00e2nd \u00een vedere c\u0103, \u00een Rom\u00e2nia, rata medie a insolven\u0163elor este dubl\u0103 fa\u0163\u0103 de alte \u0163\u0103ri din regiunea Europei Centrale \u015fi de Est, este vital ca societ\u0103\u0163ile s\u0103 stabileasc\u0103 un management eficient al creditului \u015fi s\u0103 se protejeze \u00eempotriva riscurilor de credit comercial \u00een cre\u015ftere. <\/p>\n
\n\u201eLa nivel mondial, exportatorii se confrunt\u0103 cu un mediu politic \u015fi economic din ce \u00een ce mai dificil. \u00cen sfera politic\u0103, observ\u0103m o cre\u015ftere a m\u0103surilor protec\u0163ioniste”, explic\u0103 Andreas Tesch. Potrivit reprezentan\u0163ilor Atradius, un alt factor de incertitudine \u00eel reprezint\u0103 Brexit-ul, ale c\u0103rui consecin\u0163e sunt \u00eenc\u0103 dificil de anticipat.<\/p>\n
\n\u00cen privin\u0163a riscurilor economice, exist\u0103 o permutare continu\u0103 \u015fi semnificativ\u0103 a fluxurilor comerciale \u00een favoarea unor noi juc\u0103tori precum China \u015fi alte \u0163\u0103ri emergente din Asia, evolu\u0163ie care se va accentua \u00een viitor. \u00cen plus, cre\u015fterea \u00eendator\u0103rii la nivel mondial, accelerarea infla\u0163iei \u015fi scumpirea creditelor ar putea vulnerabiliza consumul \u015fi investi\u0163iile la nivel mondial. Mai mult, pia\u0163a valutar\u0103 \u015fi cea de m\u0103rfuri la nivel mondial r\u0103m\u00e2n extrem de volatile, provoc\u00e2nd astfel riscuri suplimentare pentru produc\u0103tori, din cauza specula\u0163iilor.<\/p>\n
\nDe\u015fi cre\u015fterea economic\u0103 este de a\u015fteptat s\u0103 r\u0103m\u00e2n\u0103 puternic\u0103, incertitudinea politic\u0103 ar putea \u00eengreuna deciziile de afaceri \u015fi investi\u0163iile de capital, \u00een condi\u0163iile \u00een care m\u0103surile fiscale pro-ciclice vor afecta avansul PIB pe termen mediu. Recentele probleme din domeniul fiscal \u015fi incertitudinea politic\u0103 reprezint\u0103, din ce \u00een ce mai mult, un risc sporit la adresa poten\u0163ialului economic al Rom\u00e2niei. Mediul de afaceri intern s-a deteriorat \u00een ultima perioad\u0103, Rom\u00e2nia sc\u0103z\u00e2nd nou\u0103 pozi\u0163ii \u2013 p\u00e2n\u0103 pe locul 45 din 190 de \u0163\u0103ri – \u00een cel mai recent Top al U\u015furin\u0163ei de a Practica Afaceri al B\u0103ncii Mondiale. \u00cen final, \u00een\u0103sprirea politicii monetare de c\u0103tre BNR ar putea s\u0103 potoleasc\u0103 infla\u0163ia, pe de o parte, dar s\u0103 \u00eencetineasc\u0103 ritmul de cre\u015ftere economic\u0103 pe de alta parte.<\/p>\n
\n\u201ePentru o singur\u0103 afacere, este foarte dificil\u0103 evitarea riscurilor de mai sus, din cauza lipsei de informa\u0163ii cu privire la pie\u0163e \u015fi a expertizei din industrie. Cu un partener experimentat \u015fi calificat, precum Atradius, companiile vulnerabile pot avea succes la o gam\u0103 larg\u0103 de business intelligence \u015fi, astfel, s\u0103 devin\u0103 con\u015ftiente de riscurile la care sunt expuse pe pie\u0163ele interne sau externe”, subliniaz\u0103 Andreas Tesch.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Situa\u0163ia de pe pie\u0163ele externe va fi o provocare pe termen scurt \u015fi mediu pentru exportatorii rom\u00e2ni, din cauza cre\u015fterii riscurilor economice \u015fi politice la nivel interna\u0163ional. Potrivit asigur\u0103torului de credit Atradius, \u00een Rom\u00e2nia, cele mai expuse sectoare sunt industria auto \u015fi cea a textilelor, care export\u0103 cea mai mare parte a produc\u0163iei lor \u00een \u0163\u0103rile UE.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[3,30324,24812,7226,7736,246,190,150,260,9888,18507,8088,11056,12914,30950,474,184,217,193,5255,10287,60,220,259,15141,173,98,15,8292],"class_list":["post-160274","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-agricultura","tag-asigurator","tag-cauza","tag-constructii","tag-credit","tag-crestere","tag-crestere-economica","tag-energie","tag-export","tag-exportatori","tag-expunere","tag-farma","tag-financiar","tag-incertitudine","tag-industria-auto","tag-industrie","tag-inflatie","tag-international","tag-it","tag-masini","tag-mediu","tag-piata","tag-politica","tag-productie","tag-riscuri","tag-romani","tag-romania","tag-servicii","tag-transport"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/160274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=160274"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/160274\/revisions"}],"predecessor-version":[{"id":160281,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/160274\/revisions\/160281"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=160274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=160274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=160274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}