\n\u00cen Rom\u00e2nia, micro\u00eentreprinderile cu o cifr\u0103 de afaceri de p\u00e2n\u0103 la 5 milioane de euro reprezint\u0103 peste 98% din totalul afacerilor \u015fi \u00eensumeaz\u0103 26% din cifra de afaceri total\u0103 a companiilor. Conform statisticilor Instant Factoring legate de performan\u0163ele financiare ale IMM-urilor, \u00eent\u00e2rzierile la plat\u0103 au crescut \u00een 2017 fa\u0163\u0103 de anii anteriori, plata facturilor f\u0103c\u00e2ndu-se cu o \u00eent\u00e2rziere medie de 80 de zile. 85% dintre facturi sunt achitate cu \u00eent\u00e2rziere, cauza principal\u0103 fiind lipsa de finan\u0163are acut\u0103 a \u00eentreprinderilor mici \u015fi mijlocii. Potrivit companiei, cel mai mare risc pentru ne\u00eencasarea la termen se \u00eenregistreaz\u0103 \u00een urm\u0103toarele sectoare de activitate: construc\u0163ii, distribu\u0163ie, agricultur\u0103, transporturi, metalurgie \u015fi servicii prestate \u00eentreprinderilor.<\/p>\n
\nPe fondul lipsei de lichidit\u0103\u0163i din pia\u0163\u0103, Instant Factoring ofer\u0103 o solu\u0163ie transparent\u0103, prin care \u00ee\u015fi propune s\u0103 transforme \u00een bani orice factur\u0103 de \u00eencasat la termen cu o valoare de maximum 10.000 lei (TVA inclus), \u00een mai pu\u0163in de 24 de ore. Astfel, dup\u0103 \u00eenc\u0103rcarea facturii pe platform\u0103 de c\u0103tre client, acesta prime\u015fte un r\u0103spuns pozitiv sau negativ \u00een dou\u0103 ore, iar \u00een 24 de ore de la r\u0103spunsul pozitiv se va face viramentul bancar \u00een contul s\u0103u, f\u0103r\u0103 a avea nevoie de alte documente. Costul serviciului este reprezentat de un singur comision, \u00een valoare de 3% pe lun\u0103 din suma total\u0103 a facturii, care va fi afi\u015fat automat \u00een momentul \u00eenc\u0103rc\u0103rii facturii de c\u0103tre client.<\/p>\n
\n\u201ePrin aceast\u0103 platform\u0103, unic\u0103 \u00een Rom\u00e2nia, ne angaj\u0103m s\u0103 sprijinim \u00eentreprinderile mici prin furnizarea de lichidit\u0103\u0163i ori de c\u0103te ori este necesar. Estim\u0103m c\u0103 peste 60% dintre clien\u0163ii care vor apela la serviciile noastre vor fi micro\u00eentreprinderi \u015fi IMM-uri cu o cifr\u0103 de afaceri \u00eentre 50.000 \u015fi 2 milioane de euro, PFA-uri \u015fi reprezentan\u0163i ai profesiilor liberale. Din practic\u0103, aceste categorii se confrunt\u0103 cel mai des cu realitatea de a fi prin\u015fi la mijloc \u00eentre scaden\u0163ele mari de plat\u0103 din partea clien\u0163ilor \u015fi termenele limit\u0103 stricte pentru plata furnizorilor, angaja\u0163ilor \u015fi a taxelor la stat.\u201d, declar\u0103 Elisa Rusu, CEO Instant Factoring.<\/p>\n
\nElisa Rusu este CEO-ul companiei \u015fi unul dintre cei mai experimenta\u0163i profesioni\u015fti \u00een domeniu, conduc\u00e2nd \u00een ultimii 15 ani mai multe institu\u0163ii de factoring \u015fi IFN-uri precum Banca Transilvania Factoring, Meridian Leasing sau Compania de Factoring. Din board-ul companiei fac parte: Cristian Ionescu (managing partner al boutique-ului de investi\u0163ii Chartered Debt Management \u015fi ex-CEO Coface Rom\u00e2nia, Bulgaria \u015fi Slovacia), Piotr Swieboda (CEO Inovo VC, fond de investi\u0163ii de risc din Polonia) \u015fi Alexandru L\u0103pu\u015fan (CEO \u015fi co-fondator al companiei de solu\u0163ii de afaceri \u015fi tehnologie Zitec \u015fi Vicepre\u015fedinte ANIS).<\/p>\n
\nP\u00e2n\u0103 la sf\u00e2r\u015fitul anului, Instant Factoring \u0163inte\u015fte s\u0103 deschid\u0103 dou\u0103 noi sucursale \u00een Europa Central\u0103 \u015fi de Est \u015fi s\u0103 devin\u0103 liderul regional \u00een micro-factoring.
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Platforma Instant Factoring a fost creat\u0103 cu rolul de a sprijini dezvoltarea micilor companii \u015fi antreprenori, prin transformarea rapid\u0103 \u015fi facil\u0103 a facturilor de \u00eencasat ale acestora \u00een lichidit\u0103\u0163i. Compania estimeaz\u0103 pentru primul an de activitate aproximativ 1000 de clien\u0163i, cu o valoare medie per factur\u0103 de circa 1000 de euro.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7208],"tags":[332,81,255,125,388,4126,272,201,10156,9448,47,9576,450,93,98,465],"class_list":["post-159060","post","type-post","status-publish","format-standard","hentry","category-servicii-financiare","tag-activitate","tag-afaceri","tag-antreprenori","tag-ceo","tag-cifra-de-afaceri","tag-clienti","tag-companie","tag-companii","tag-factura","tag-facturi","tag-lansare","tag-lichiditati","tag-platforma","tag-plati","tag-romania","tag-valoare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/159060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=159060"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/159060\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=159060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=159060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=159060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}