{"id":157090,"date":"2018-01-22T14:53:00","date_gmt":"2018-01-22T14:53:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=157090"},"modified":"2018-01-22T14:53:00","modified_gmt":"2018-01-22T14:53:00","slug":"noua-metoda-prin-care-poti-afla-cat-te-costa-asigurarea-auto-pentru-masina-ta","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=157090","title":{"rendered":"Noua metod\u0103 prin care po\u0163i afla c\u00e2t te costa asigurarea auto pentru ma\u015fina ta"},"content":{"rendered":"<p>\nC\u0103utarea se poate face simultan pentru maximum cinci vehicule, iar criteriile de c\u0103utare sunt num\u0103rul de \u00eenmatriculare sau num\u0103rul de identificare a autovehiculului (seria de \u015fasiu). Rezultatele furnizate reprezint\u0103 \u00eencadrarea \u00een clasa B\/M pentru fiecare autoturism \u00een parte, pentru data de referin\u0163\u0103 aleas\u0103, precum \u015fi alte detalii privind poli\u0163a RCA (compania de asigurare, durata contractului).<\/p>\n<p>\n\u201eAcest instrument ofer\u0103 un plus de transparen\u0163\u0103 \u00een ceea ce prive\u015fte detaliile contractelor RCA \u015fi, de asemenea, informeaz\u0103 \u00een permanen\u0163\u0103 asigura\u0163ii cu privire la clasa de B\/M \u00een care sunt \u00eencadra\u0163i. Consider c\u0103 aplica\u0163ia pe care am lansat-o ast\u0103zi va fi foarte util\u0103 consumatorilor, pentru c\u0103 sistemul bonus-malus are un rol esen\u0163ial \u00een determinarea tarifului poli\u0163elor auto obligatorii\u201d, spune Leonardo Badea, pre\u015fedintele ASF.<\/p>\n<p>\nConform noii legisla\u0163ii din domeniul asigur\u0103rilor (art. 32 din Norma ASF nr. 20\/2017), \u200b\u00een situa\u0163ia \u00een care un asigurat persoan\u0103 fizic\u0103 de\u0163ine mai multe vehicule, acesta beneficiaz\u0103 de aceea\u015fi clas\u0103 a sistemului B\/M pentru toate vehiculele, respectiv cea mai favorabil\u0103 asiguratului. \u00cen cazul persoanelor juridice, sistemul bonus &#8211; malus se aplic\u0103 pentru fiecare vehicul \u00een parte.<\/p>\n<p>\nPrin interog\u0103ri succesive &#8211; pentru date de referin\u0163\u0103 diferite &#8211; acest instrument online permite utilizatorilor s\u0103 genereze \u015fi un istoric al \u00eencadr\u0103rii \u00een clasele de B\/M ale autovehiculelor de\u0163inute.<\/p>\n<p>\nAcordarea celei mai favorabile clase de B\/M pentru toate autoturismele de\u0163inute de o persoan\u0103 fizic\u0103 se face \u00een contextul mai larg creat de noua legisla\u0163ie aplicabil\u0103 contractelor RCA (Legea nr. 132\/2017, Norma nr. 20\/2017) care, prin introducerea unor noi mecanisme \u2013 printre care tariful de referin\u0163\u0103, noul sistem bonus-malus, decontarea direct\u0103, no\u0163iunea de asigurat cu risc ridicat etc. \u2013 a creat premisele necesare echilibr\u0103rii \u015fi bunei func\u0163ion\u0103ri a pie\u0163ei asigur\u0103rilor auto obligatorii.<\/p>\n<p>\nASF este autoritatea na\u0163ional\u0103, \u00eenfiin\u0163at\u0103 \u00een anul 2013 prin OUG 93\/2012 aprobat\u0103 prin Legea 113\/2013, pentru reglementarea \u015fi supravegherea pie\u0163elor asigur\u0103rilor, a pensiilor private, precum \u015fi a pie\u0163ei de capital. ASF contribuie la consolidarea cadrului integrat de func\u0163ionare a celor trei sectoare, care \u00eensumeaz\u0103 peste 10 milioane de participan\u0163i.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Autoritatea de Supraveghere Financiar\u0103 (ASF) pune la dispozi\u0163ia asigura\u0163ilor un instrument online prin care se pot ob\u0163ine informa\u0163ii despre \u00eencadrarea \u00een clasa bonus-malus (B\/M) a autovehiculului asigurat prin RCA. Instrumentul poate fi utilizat acces\u00e2nd pagina de internet a Autorit\u0103\u0163ii, www.asfromania.ro.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,511],"tags":[7467,16599,9147,246,93],"class_list":["post-157090","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-afaceri","tag-asigurare","tag-autoritate","tag-bonus","tag-crestere","tag-plati"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/157090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=157090"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/157090\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=157090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=157090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=157090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}