{"id":154548,"date":"2017-11-02T09:00:00","date_gmt":"2017-11-02T09:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=154548"},"modified":"2017-11-02T09:00:00","modified_gmt":"2017-11-02T09:00:00","slug":"cati-bani-trebuie-sa-economisesti-pentru-a-te-putea-pensiona-la-40-de-ani-2","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=154548","title":{"rendered":"C\u00e2\u0163i bani trebuie s\u0103 economise\u015fti pentru a te putea pensiona la 40 de ani"},"content":{"rendered":"<p>\nPentru a afla care e valoarea ideal\u0103, stabile\u015fte mai \u00eent\u00e2i ce sum\u0103 cheltui anual. Odat\u0103 determinat\u0103 aceasta, \u00eenmul\u0163e\u015fte cu 25 \u015fi asta va fi suma pe care trebuie s\u0103 o ai \u00een banc\u0103 pentru a te putea pensiona.<\/p>\n<p>Spre exemplu, dac\u0103 suma cheltuit\u0103 anual e de 25.000 de lei, te vei putea pensiona c\u00e2nd contul t\u0103u de economii atinge valoarea de 625.000 de lei. Dac\u0103 cheltuielile tale anuale se ridic\u0103 la 40.000 de lei, va trebui s\u0103 economise\u015fti 1 milion de lei.<\/p>\n<p>Dac\u0103 reu\u015fe\u015fti s\u0103 str\u00e2ngi banii p\u00e2n\u0103 la 40 de ani, economiile \u00ee\u0163i vor asigura o via\u0163\u0103 u\u015foar\u0103 p\u00e2n\u0103 la 65 de ani. Pentru a nu mai fi nevoit s\u0103 munce\u015fti niciodat\u0103, cea mai bun\u0103 solu\u0163ie e plasarea unei sume \u00eentr-un fond care s\u0103 \u00ee\u0163i aduc\u0103 o dob\u00e2nd\u0103 de 4-5% pe an.<\/p>\n<p>\nPrin urmare, face\u0163i calculele \u015fi deschide\u0163i un cont de economii, pentru c\u0103 s-ar putea s\u0103 ie\u015fi\u0163i la pensie mai repede dec\u00e2t v-a\u0163i imaginat.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cu c\u00e2t economise\u015fti mai mult, cu at\u00e2t vei putea s\u0103 ie\u015fi la pensie mai repede. Care este \u00eens\u0103 suma care \u00ee\u0163i permite s\u0103 renun\u0163i la job la 40 de ani?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,3834],"tags":[7467,236,82,283,7942,7458,7573,8789,4155,333,22547,80,20885,18802,15153,465,231],"class_list":["post-154548","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-lifestyle","tag-asigurare","tag-banca","tag-bani","tag-cheltuieli","tag-cont","tag-dobanda","tag-economii","tag-fond","tag-pensie","tag-pensii","tag-permisiune","tag-refuz","tag-ridicare","tag-solutie","tag-stabilire","tag-valoare","tag-viata"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/154548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=154548"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/154548\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=154548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=154548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=154548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}