{"id":15310,"date":"2009-10-21T11:57:56","date_gmt":"2009-10-21T11:57:56","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=15310"},"modified":"2026-04-02T14:32:53","modified_gmt":"2026-04-02T14:32:53","slug":"de-ce-nu-primesti-contractul-de-credit-ca-sa-nu-furi-dreptul-de-autor","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=15310","title":{"rendered":"De ce nu primesti contractul de credit: ca sa nu furi dreptul de autor"},"content":{"rendered":"<p>Bancile din Romania trebuie sa dea dovada de mai multa<br \/>\ntransparenta in relatia cu clientii, prea putin informati despre<br \/>\ndrepturile lor, avertizeaza reprezentantii Bancii Mondiale, in<br \/>\nraportul cu privire la protectia si educatia consumatorilor de<br \/>\nproduse si servicii financiar-bancare.<\/p>\n<p>&#8220;Marile provocari pentru Romania sunt imbunatatirea<br \/>\ninformatiilor si a competentei cu care aceste informatii sunt puse<br \/>\nla dispozitia clientilor&#8221;, a declarat marti Anna Hartman, country<br \/>\nmanager Banca Mondiala (BM). Concret, modul in care este conceput<br \/>\ncontractul bancar este una din problemele reclamate de institutie,<br \/>\ndin cauza termenilor specifici, de aceea este necesara<br \/>\nstandardizarea prevederilor de baza. Un posibil model de urmat este<br \/>\ncel din Australia, unde se foloseste o pagina in format standard<br \/>\ncare include termenii-cheie ai unui contract.<\/p>\n<p>Cititi mai multe pe <a target=\"_blank\" href=\n\"http:\/\/www.gandul.info\/financiar\/de-ce-nu-primesti-contractul-de-credit-ca-sa-nu-furi-dreptul-de-autor-5017352\"><br \/>\nwww.gandul.info<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bancile au ezitat mult timp sa dea clientului modelul de contract pentru a fi studiat acasa. &#8220;Psihoza&#8221; isi are originile in perioada in care creditarea a crescut accelerat, iar bancherii se temeau de concurenta.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,6351,9675,7736,13917],"class_list":["post-15310","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-concurenta","tag-contract","tag-credit","tag-drepturi-de-autor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/15310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15310"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/15310\/revisions"}],"predecessor-version":[{"id":35449,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/15310\/revisions\/35449"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}