{"id":153097,"date":"2017-10-05T18:04:42","date_gmt":"2017-10-05T18:04:42","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=153097"},"modified":"2017-10-05T18:04:42","modified_gmt":"2017-10-05T18:04:42","slug":"isarescu-costul-litigiilor-se-reflecta-in-dobanzi-si-sunt-suportate-de-clienti-si-de-banci","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=153097","title":{"rendered":"Is\u0103rescu: Costul litigiilor se reflect\u0103 \u00een dob\u00e2nzi \u015fi sunt suportate de clien\u0163i \u015fi de b\u0103nci"},"content":{"rendered":"<p>\n\u201cMulte dintre litigii apar din lips\u0103 de informa\u0163ii, din lips\u0103 de cuno\u015ftin\u0163e, ne\u00een\u0163elegeri \u015fi din ne\u00eencredere. Costurile cu litigiile apas\u0103 pe ambele p\u0103r\u0163i, \u015fi dac\u0103 vrem s\u0103 avem costuri ale creditelor mai sc\u0103zute, dob\u00e2nzi mai sc\u0103zute, comisioane mai sc\u0103zute, trebuie s\u0103 ne g\u00e2ndim \u015fi la aceste costuri\u201d, a afirmat Mugur Is\u0103rescu, la conferin\u0163a \u201cSolu\u0163ionarea alternativ\u0103 a litigiilor din domeniul financiar-bancar\u201d.<\/p>\n<p>\nAcesta a precizat c\u0103 \u00eenc\u0103 din 1990, la nivel european, a existat preocuparea solu\u0163ion\u0103rii acestor litigii prin metode alternative. Iar un bancher rom\u00e2n i-ar fi propus \u00een perioada respectiv\u0103 s\u0103 \u00eenfiin\u0163eze un centru de conciliere: \u201cO s\u0103 vede\u0163i c\u00e2te conflicte vor ap\u0103rea \u00een timp \u00eentre b\u0103nci \u015fi creditori. Dac\u0103 se duc to\u0163i \u00een instan\u0163\u0103, or s\u0103 \u00eengroape instan\u0163ele \u00een dosare care nu au sf\u00e2r\u015fit. Mai ales c\u0103 \u00eentotdeauna creditul are \u015fi o parte emo\u0163ional\u0103. Este o mare bucurie c\u00e2nd \u00eel iei \u015fi o mare dificultate c\u00e2nd \u00eencepi s\u0103 \u00eel pl\u0103te\u015fti. Iar dac\u0103 \u00eel pl\u0103te\u015fti jum\u0103tate din via\u0163a ta, apoi nu e deloc o placere\u201d, a ar\u0103tat guvernatorul BNR.<\/p>\n<p>\n\u201cCasa familial\u0103, un bun de pre\u0163, de cele mai multe ori ob\u0163inut\u0103 cu un credit, ce angajeaz\u0103 munca de o via\u0163\u0103 a familiei. Aceasta este realitatea. C\u00e2nd am spus c\u0103 atunci c\u00e2nd \u00ee\u0163i iei o cas\u0103 nu e\u015fti neap\u0103rat sclavul b\u0103ncii, banca \u00ee\u0163i d\u0103 un credit, e\u015fti robul casei. \u00censeamn\u0103 incluziune social\u0103 \u015fi trebuie s\u0103 ai grij\u0103 ce se \u00eent\u00e2mpl\u0103 atunci c\u00e2nd omul nu mai poat\u0103 s\u0103 pl\u0103teasc\u0103, s\u0103-\u015fi ramburseze creditul. Trebuie g\u0103sit un echilibru \u00eentre creditori \u015fi debitori. Asta este o problem\u0103 de secole \u015fi toate societ\u0103\u0163ile care au progresat au g\u0103sit un echilibru\u201d, a conchis Is\u0103rescu.<\/p>\n<p>\n<a href=\"http:\/\/www.mediafax.ro\/economic\/isarescu-costul-litigiilor-se-reflecta-in-dobanzi-si-sunt-suportate-de-clienti-si-de-banci-16755738\">Cititi mai multe pe www.mediafax.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Costurile cu litigiile care sufoc\u0103 instan\u0163ele afecteaz\u0103 at\u00e2t clien\u0163ii, c\u00e2t \u015fi b\u0103ncile, iar dac\u0103 vrem costuri mai sc\u0103zute cu dob\u00e2nzile trebuie s\u0103 le lu\u0103m \u015fi pe acestea \u00een calcul, a declarat joi, 5 octombrie, guvernatorul BNR, Mugur Is\u0103rescu.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,4126,10157,7283,187,33715,12446,7464,8327],"class_list":["post-153097","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-clienti","tag-cost","tag-costuri","tag-dobanzi","tag-guvernatorul-bnr","tag-instanta","tag-mugur-isarescu","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/153097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=153097"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/153097\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=153097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=153097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=153097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}