{"id":152425,"date":"2017-09-21T17:36:27","date_gmt":"2017-09-21T17:36:27","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=152425"},"modified":"2017-09-21T17:36:27","modified_gmt":"2017-09-21T17:36:27","slug":"grea-lovitura-pentru-bancile-romanesti-ce-se-intampla-cu-creditele-in-franci-elvetieni","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=152425","title":{"rendered":"Grea lovitur\u0103 pentru b\u0103ncile rom\u00e2ne\u015fti. Ce se \u00eent\u00e2mpl\u0103 cu creditele \u00een franci elve\u0163ieni"},"content":{"rendered":"<p>\nCuria spune, printre altele,&nbsp; c\u0103 b\u0103ncile trebuie s\u0103 prezinte, \u00een contractele de credit, posibilele varia\u0163ii ale cursurilor de schimb valutar \u015fi riscurile inerente contract\u0103rii unui \u00eemprumut \u00een moned\u0103 str\u0103in\u0103. Mai mult, informa\u0163iile institu\u0163iilor bancare trebuie s\u0103 priveasc\u0103 nu numai posibilitatea aprecierii sau a deprecierii valutei \u00een care a fost contractat \u00eemprumutul, ci \u015fi impactul pe care fluctua\u0163iile cursului de schimb valutar \u015fi o majorare a ratei dob\u00e2nzii la \u00eemprumuturile \u00een moneda str\u0103in\u0103 \u00eel au asupra \u00eemprumutului.<\/p>\n<p>\nInstan\u0163a na\u0163ional\u0103 va stabili caracterul abuziv al clauzei de risc valutar \u015fi dac\u0103 aceasta a fost exprimat\u0103 \u00een mod clar \u015fi inteligibil \u00een contractele de credit, a decis Curtea de Justi\u0163ie a Uniunii Europene (CJUE), scrie <a href=\"https:\/\/www.realitatea.net\/bancile-romane-ti-primesc-o-lovitura-puternica-din-partea-curtii-europene-de-justitie_2105754.html\">realitatea.net<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0103ncile rom\u00e2ne\u015fti  primesc o lovitur\u0103 puternic\u0103 din partea Cur\u0163ii Europene de Justi\u0163ie, prin opinia exprimat\u0103, ieri, \u00een cazul Andriciuc, a\u015fteptat\u0103 cu mare ner\u0103bdare de \u00eemprumuta\u0163ii \u00een franci elve\u0163ieni (CHF).<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[34442,7435,485,18182,30466,471,183,7323,25122],"class_list":["post-152425","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci-romanesti","tag-contracte","tag-credite","tag-curte","tag-elvetieni","tag-europene","tag-imprumut","tag-justitie","tag-lovitura"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/152425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=152425"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/152425\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=152425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=152425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=152425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}