{"id":151895,"date":"2017-09-08T09:49:00","date_gmt":"2017-09-08T09:49:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=151895"},"modified":"2017-09-08T09:49:00","modified_gmt":"2017-09-08T09:49:00","slug":"atentie-cresc-dobanzile-cat-veti-plati-in-plus-la-rata-pana-la-finalul-anului-2","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=151895","title":{"rendered":"Aten\u0163ie, cresc dob\u00e2nzile! C\u00e2t ve\u0163i pl\u0103ti \u00een plus la rat\u0103 p\u00e2n\u0103 la finalul anului"},"content":{"rendered":"<div>\n\u201eDeocamdat\u0103 vedem cre\u015fteri relativ minore la dob\u00e2nzi, dar trebuie s\u0103 fim con\u015ftien\u0163i c\u0103 at\u00e2ta vreme c\u00e2t proiec\u0163iile din pia\u0163\u0103 indic\u0103 o infla\u0163ie de 3%-3,5% la finele anului viitor, nu putem s\u0103 vorbim despre o rat\u0103 medie a dob\u00e2nzii (Robor) de sub 1%\u201c, a declarat Dumitru la ZF Live.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nPotrivit lui Ionu\u0163 Dumitru, estim\u0103rile b\u0103ncii pentru finele anului \u00een ceea ce prive\u015fte Robor la o lun\u0103 se situeaz\u0103 \u00eentre 1,1% \u015fi 1,2% fa\u0163\u0103 de 0,70% \u00een momentul de fa\u0163\u0103 \u015fi \u00eentre 1,20% \u015fi 1,30% pentru Robor la trei luni fa\u0163\u0103 de 0,94%-0,97% c\u00e2t este acum.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u201e\u00cen mod normal, dac\u0103 lu\u0103m ca reper infla\u0163ia, dob\u00e2nzile ar trebui s\u0103 fie real pozitive. Cum proiec\u0163iile indic\u0103 o infla\u0163ie de peste 3% la finele lui 2018, dob\u00e2nzile ar trebui s\u0103 se situeze peste acest nivel, \u00eens\u0103 cu siguran\u0163\u0103 c\u0103 acest lucru nu se va \u00eent\u00e2mpla. Rom\u00e2nia nu este o excep\u0163ie \u00een pia\u0163\u0103. Dob\u00e2nzile real negative se \u00eent\u00e2lnesc \u00een multe state la nivel european \u015fi acest\u0103 situa\u0163ie va mai persista o perioad\u0103. Vom mai sta \u00eentr-o zon\u0103 de dob\u00e2nzi sub ceea ce ar trebui s\u0103 fie, dar ar trebui totu\u015fi s\u0103 vedem o convergen\u0163\u0103 a dob\u00e2nzilor c\u0103tre rata de infla\u0163ie cel pu\u0163in pe finalul anului viitor\u201c, explic\u0103 economistul-\u015fef al Raiffeisen Bank.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nEl estimeaz\u0103 un Robor la trei luni de 2%-2,5% la finele lui 2018, la un nivel al infla\u0163iei de peste 3%.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nIndicele Robor la 3 luni, folosit \u015fi la creditele Prima cas\u0103 pentru calcularea dob\u00e2nzii, este la maximul ultimelor 5 luni. Robor la trei luni a crescut de la 0,87% pe 4 august la 0,94% pe 5 septembrie. Cre\u015fterea Robor a fost mai accelerat\u0103 \u00een ultima lun\u0103 dup\u0103 mai multe luni de stabilitate.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"http:\/\/www.zf.ro\/zf-live\/video-zf-live-ionut-dumitru-economistul-sef-al-raiffeisen-bank-dobanzile-la-lei-vor-creste-dar-vor-fi-sub-cresterea-inflatiei-cursul-valutar-isi-va-accentua-volatilitatea-16718301\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Majorarea dob\u00e2nzilor la lei reprezint\u0103 o tendin\u0163\u0103 natural\u0103 \u00een condi\u0163iile \u00een care \u015fi pre\u00adsiunile infla\u00ad\u0163io\u00adniste au \u00eenceput s\u0103 ias\u0103 la suprafa\u0163\u0103 dup\u0103 reducerile de TVA care au \u0163inut infla\u0163ia \u00een zona negativ\u0103, este de p\u0103rere Ionu\u0163 Dumitru, economistul-\u015fef al Raiffeisen Bank.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10327,246,187,13726,274,184,12176,9287,93,9803,9980,8355,4466],"class_list":["post-151895","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-conditii","tag-crestere","tag-dobanzi","tag-economist","tag-incepere","tag-inflatie","tag-ionut-dumitru","tag-majorare","tag-plati","tag-raiffeisen","tag-rata","tag-reduceri","tag-sef"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/151895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=151895"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/151895\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=151895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=151895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=151895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}