{"id":150299,"date":"2017-07-21T18:56:40","date_gmt":"2017-07-21T18:56:40","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=150299"},"modified":"2017-07-21T18:56:40","modified_gmt":"2017-07-21T18:56:40","slug":"in-premiera-o-banca-germana-ii-plateste-pe-oameni-sa-se-imprumute","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=150299","title":{"rendered":"\u00cen premier\u0103, o banc\u0103 german\u0103 \u00eei pl\u0103te\u015fte pe oameni s\u0103 se \u00eemprumute"},"content":{"rendered":"<p>\nSmava, un fintech cu sediul \u00een Berlin, este prima institu\u0163ie german\u0103 care ofer\u0103 credite cu dob\u00e2nzi nega\u00adtive, cu alte cuvinte pl\u0103tind consu\u00admatorii s\u0103 se \u00eemprumute. \u201eOricine va \u00eemprumuta 1.000 de euro va da \u00eenapoi doar 994 de euro\u201c, spune \u015feful Smava Alexander Artope. Asta \u00eenseamn\u0103 o dob\u00e2nd\u0103 negativ\u0103 de -0,4%.<\/p>\n<p>\nPentru consumatorii de r\u00e2nd, oferta este o noutate. \u00cens\u0103 pentru gu\u00adverne \u015fi companii, dob\u00e2nzile negative au devenit un aspect trist al vie\u0163ii.<\/p>\n<p>\n\u00cen iunie 2014, BCE \u00ee\u015fi reducea dob\u00e2nda-cheie sub zero, \u00een prezent aceasta situ\u00e2ndu-se la -0,4%.<\/p>\n<p>\nSc\u0103\u00adderea dob\u00e2nzilor a afectat puternic companiile, dar \u015fi depo\u00adnen\u0163ii.<\/p>\n<p>\nPentru guvernul german, \u00eens\u0103, vestea sc\u0103derii dob\u00e2nzilor a fost una pozitiv\u0103.<\/p>\n<p>\n<a href=\"http:\/\/www.zf.ro\/business-international\/in-premiera-o-banca-germana-ii-plateste-pe-oameni-sa-se-imprumute-16603907\">Cititi mai multe pe www.zf.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>O banc\u0103 german\u0103 ofer\u0103 credite cu dob\u00e2nzi negative. Aceasta ar fi o premier\u0103 pentru Germania. S\u0103 fie aceasta doar o schem\u0103 \u00een\u015fel\u0103toare de marketing? se \u00eentreab\u0103  Handelsblatt.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[236,12960,485,187,7921,183,32617,7178,6266,93,7547],"class_list":["post-150299","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca","tag-berlin","tag-credite","tag-dobanzi","tag-germania","tag-imprumut","tag-intrebare","tag-marketing","tag-oameni","tag-plati","tag-premiera"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/150299","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=150299"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/150299\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=150299"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=150299"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=150299"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}