\nCercetarea online de tip sondaj a cuprins un e\u015fantion de 2.160 de responden\u0163i, cu v\u00e2rste \u00eentre 25-45 ani, dintre care cei mai mul\u0163i au \u00eenceput s\u0103 lucreze dup\u0103 v\u00e2rsta de 20 de ani, \u00een mediul privat.<\/p>\n
\n52% dintre responden\u0163i au spus c\u0103 s-au angajat \u00een perioada de 20-25 ani, iar cei mai \u201cgr\u0103bi\u0163i\u201d, cu un procent de 37%, au recunoscut c\u0103 aveau 18-20 ani.<\/p>\n
\nDac\u0103 vorbim despre optimismul adus de studiile f\u0103cute, 49% dintre responde\u0163i simt c\u0103 au primit un ajutor din partea studiilor realizate, iar 51% consider\u0103 c\u0103 facultatea nu i-a ajutat \u00een carier\u0103. Indiferent de rela\u0163ia facultate-optimism, majoritatea responden\u0163ilor afirm\u0103 c\u0103 intrarea pe pia\u0163a muncii a dus la o cre\u015ftere a responsabilit\u0103\u0163ilor (91%), iar aceast\u0103 \u201cmaturizare\u201d \u00een raport cu via\u0163a, \u00eei face s\u0103 fie mul\u0163umi\u0163i de carierele lor profesionale actuale (66%).<\/p>\n
\nPe viitor, 45% dintre responde\u0163i ar dori s\u0103-\u015fi \u00eembun\u0103t\u0103\u0163easc\u0103 venitul lunar, aproape 20% vor s\u0103 scape de datorii, \u00een timp ce 17% vor s\u0103 nu mai aib\u0103 grija zilei de m\u00e2ine, iar 3,5% nu ar vrea s\u0103-\u015fi \u00eembun\u0103t\u0103\u0163easc\u0103 veniturile.<\/p>\n
\nSalariul ajunge sau nu ajunge pentru a avea o via\u0163\u0103 relaxat\u0103 \u015fi o situa\u0163ie financiar echilibrat\u0103? Aceast\u0103 \u00eentrebare se refer\u0103 la rela\u0163ia psihologic\u0103 extrem de dinamic\u0103 \u015fi complex\u0103 \u00eentre bani \u015fi munc\u0103, bani \u015fi viitor, bani \u015fi confort psihologic sau frustr\u0103ri \u015fi stres.<\/p>\n
\nSalariul ajunge \u00een cea mai mare parte a anului (33%) sau lunar (13%), ceea ce ar duce la o stare relativ echilibrat\u0103 \u015fi stabil\u0103 financiar pentru un procent semnificativ de responden\u0163i. Doar un procent mic sunt nemul\u0163umi\u0163i (15%), fiind mereu \u00eentr-o situa\u0163ie financiar\u0103 dezechilibrat\u0103. Ace\u015ftia sunt probabil \u015fi cei care au probleme financiare (35%), restul responden\u0163ilor, cei echilibra\u0163i, neav\u00e2nd probleme financiare (65%).<\/p>\n
\nExist\u0103 \u00eens\u0103 \u015fi aspira\u0163ii \u201d\u00eendr\u0103zne\u0163e\u201d, visuri care ies din perimetrul aspira\u0163iilor realiste, posibile, fa\u0163\u0103 de care renun\u0163area duce la frustr\u0103ri \u015fi triste\u0163e. Aceste visuri ne\u00eemplinite se cer realizate. Solu\u0163ia este curajul de a \u00eemprumuta bani (64%). Al\u0163ii, r\u0103m\u00e2n pruden\u0163i, evit\u0103 \u00eemprumuturile \u015fi \u00ee\u015fi construiesc scenarii \u00een care accept\u0103 nerealiz\u0103ri (36%).<\/p>\n
\nResponden\u0163ii afirm\u0103 c\u0103 uneori nu au \u00eencredere \u00een viitorul lor financiar (28%), iar alteori, da (33%). \u00cen general, adun\u00e2nd procentul celor din urm\u0103 cu cel al celor care au \u00eencredere \u00een for\u0163ele proprii de a-\u015fi construi un viitor financiar (39%), rezult\u0103 c\u0103 responden\u0163ii sunt \u00eencrez\u0103tori \u00eentr-un viitor financiar satisf\u0103c\u0103tor (72%).<\/p>\n
\n\u201cExplorarea atitudinilor tinerilor fa\u0163\u0103 de felul \u00een care \u00ee\u015fi administreaz\u0103 c\u00e2\u015ftigurile financiare \u015fi situa\u0163ia lor financiar\u0103 \u00een viitor arat\u0103 c\u0103 percep\u0163ia viitorului lor financiar depinde de aceste atitudini. Ele se structureaz\u0103 datorit\u0103 influen\u0163ei intr\u0103rii timpurii pe pia\u0163a muncii care furnizeaz\u0103 tinerilor o experien\u0163\u0103 social\u0103 necesar\u0103 percep\u0163iei mature a contextului social al muncii. Tinerii nu mai dau dovad\u0103 de naivitate fa\u0163\u0103 de acest context realiz\u00e2nd importan\u0163a flexibilit\u0103\u0163ii lor, a \u00een\u0163elegerii pie\u0163ei muncii ca o realitate dinamic\u0103 \u015fi complex\u0103. \u00cen acest fel, ei consider\u0103 c\u0103 fa\u0163\u0103 de viitorul lor financiar \u015fi ob\u0163inerea unei situa\u0163ii financiare echilibrate ei trebuie s\u0103 adopte o atitudine de optimism strategic exprimat prin punerea \u00een rela\u0163ie a realit\u0103\u0163ii schimb\u0103toare a pie\u0163ei muncii cu propriile lor aspira\u0163ii privind viitorul lor financiar\u201d, a declarat Aurora Liiceanu, doctor \u00een psihologie \u015fi cercet\u0103tor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kruk Rom\u00e2nia a realizat un studiu numit “optimismul rom\u00e2nilor cu privire la viitorul lor financiar” din care reiese c\u0103 jum\u0103tate dintre responden\u0163ii sondajului spun c\u0103 nu au reu\u015fit s\u0103 pun\u0103 bani deoparte (51,8%), de asemenea tot jum\u0103tate dintre ei (51,3%) spun c\u0103 nu au f\u0103cut tot ce era de f\u0103cut pentru a avea o situa\u0163ie financiar\u0103 echilibrat\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,157,11056,18620,12025,98,10053,231,464],"class_list":["post-148742","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-echilibru","tag-financiar","tag-lipsa","tag-relaxare","tag-romania","tag-salariu","tag-viata","tag-viitor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/148742","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=148742"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/148742\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=148742"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=148742"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=148742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}