{"id":148553,"date":"2017-06-09T07:20:00","date_gmt":"2017-06-09T07:20:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=148553"},"modified":"2017-06-09T07:20:00","modified_gmt":"2017-06-09T07:20:00","slug":"atentie-la-ce-publici-online-bancile-ar-putea-aproba-creditele-dupa-postarile-pe-facebook-ale-clientilor-declaratie-in-exclusivitate-a-reprezentantului-bcr","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=148553","title":{"rendered":"Aten\u0163ie la ce publici online! B\u0103ncile ar putea aproba creditele dup\u0103 post\u0103rile pe Facebook ale clien\u0163ilor. Declara\u0163ie \u00een exclusivitate a reprezentantului BCR"},"content":{"rendered":"<p>\n\u201cSunt \u0163\u0103ri din jurul nostru care utilizeaz\u0103 informa\u0163iile postate pe re\u0163elele de socializare de c\u0103tre poten\u0163ialii clien\u0163i pentru evaluarea creditelor. Deocamdat\u0103 b\u0103ncile din Rom\u00e2nia nu \u0163in cont de acest tip de informa\u0163ii pentru acordarea creditelor. \u00cens\u0103, nu neg c\u0103 to\u0163i ne uit\u0103m la ceea ce \u00eenseamn\u0103 evolu\u0163ie. Suntem \u00een faza \u00een care legisla\u0163ia \u00een Rom\u00e2nia este destul de sofisticat\u0103 \u00een sens diferit fa\u0163\u0103 de legisla\u0163ia european\u0103 \u015fi lucruri care pot fi aplicate \u00een alte \u0163\u0103ri din p\u0103cate nu pot fi aplicate \u00een Rom\u00e2nia\u201d, a declarat, pentru MEDIAFAX, Dana Demetrian, vicepre\u015fedinte executiv Retail \u015fi Private Banking BCR.<\/p>\n<p>\nAceasta a explicat de ce b\u0103ncile din Rom\u00e2nia nu utilizeaz\u0103 deocamdat\u0103 acest tip de informa\u0163ie.<\/p>\n<p>\n\u201cExist\u0103 modele care se dezvolt\u0103 din ce \u00een ce mai mult \u00een pia\u0163\u0103, foarte interesante, dar care trebuie privite cu mare aten\u0163ie pentru c\u0103 suntem \u00eentr-o lume destul de volatil\u0103 din punct de vedere al socializ\u0103rii. Este adev\u0103rat c\u0103, dac\u0103 ne uit\u0103m la accesul pe re\u0163elele de socializare al tinerilor, al oamenilor, este mult mai ridicat dec\u00e2t accesul online la servicii financiare. Cu siguran\u0163\u0103 \u00eens\u0103, c\u0103 re\u0163elele de socializare contureaz\u0103 anumite comportamente: dac\u0103 poten\u0163ialii clien\u0163i merg \u00een excursii, dac\u0103 ace\u015ftia acceseaz\u0103 \u015ftiri financiare online etc. Sunt detalii importante care pot fi colectate din mediile online de socializare, care pot \u00eembun\u0103t\u0103\u0163ii destul de mult modelul de acceptare din partea b\u0103ncii. Dar trebuie \u0163inut cont c\u0103 exist\u0103 un nivel de risc mai mare care poate afecta acest grad de acceptare. Deci, nu po\u0163i s\u0103-i dai o pondere mare \u00een modelul de raiting\u201d, arat\u0103 vicepre\u015fedintele BCR.<\/p>\n<p>\n<a href=\"http:\/\/www.mediafax.ro\/social\/atentie-la-ce-postezi-bancile-ar-putea-aproba-creditele-dupa-postarile-pe-facebook-ale-clientilor-declaratie-in-exclusivitate-a-reprezentantului-bcr-16425222\">Cititi mai multe pe www.mediafax.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0103ncile din Rom\u00e2nia ar putea accesa \u00een viitor informa\u0163iile postate pe re\u0163elele de socializare de c\u0103tre poten\u0163ialii clien\u0163i, cu acordul acestora, pentru acordarea creditelor, la fel cum procedeaz\u0103 b\u0103ncile din \u0163\u0103rile vecine, a declarat, pentru MEDIAFAX, Dana Demetrian, vicepre\u015fedinte BCR.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16767,9152,7267,5078,4126,485,10236,32628,7320,10322,32646,27300,262,98,548],"class_list":["post-148553","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-accesare","tag-aprobare","tag-banci","tag-bcr","tag-clienti","tag-credite","tag-declaratie","tag-exclusivitate","tag-facebook","tag-informatii","tag-postari","tag-reprezentant","tag-retele-sociale","tag-romania","tag-vicepresedinte"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/148553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=148553"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/148553\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=148553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=148553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=148553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}