{"id":148480,"date":"2017-06-07T13:58:45","date_gmt":"2017-06-07T13:58:45","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=148480"},"modified":"2017-06-07T13:58:45","modified_gmt":"2017-06-07T13:58:45","slug":"cum-a-fost-posibil-ca-una-dintre-cele-mai-mari-banci-spaniole-sa-fie-cumparata-cu-un-1-euro","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=148480","title":{"rendered":"Cum a fost posibil ca una dintre cele mai mari b\u0103nci spaniole s\u0103 fie cump\u0103rat\u0103 cu un 1 euro"},"content":{"rendered":"<div>\nPopular a r\u0103mas f\u0103r\u0103 timp s\u0103 \u00ee\u015fi repare g\u0103urile imense din bilan\u0163, dup\u0103 ce s-a luptat cu credite neperformante ipotecare \u015fi a fost erodat\u0103 de de\u0163inerile de capital.&nbsp;<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nFT aseam\u0103n\u0103 situa\u0163ia de la Banco Popular cu un joc de poker: activele Banco Popular sunt un chilipir pentru cei care ador\u0103 riscul. Potrivit FT, chiar aceste pre\u0163uri reduse ar putea fi salvarea b\u0103ncii.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nCum a ajuns institu\u0163ia de credit \u00een aceast\u0103 situa\u0163ie? De vin\u0103 ar fi investi\u0163ii neinspirate \u00een sectorul imobiliar \u015fi managementul prost, scrie Bloomberg. Problemele bancii deriv\u0103 din creditele date \u00een anii de dinaintea pr\u0103bu\u015firii pie\u0163ei imobiliare, \u015foc care a trimis economia \u00eentr-o recesiune de cinci ani \u00eencep\u00e2nd cu 2008. Popular a refuzat s\u0103 ia ajutor de la stat \u00een 2012, c\u00e2nd teste de stres au descoperit g\u0103uri \u00een capital. \u00cen schimb, banca a ales s\u0103 v\u00e2nd\u0103 ac\u0163iuni, reu\u015find s\u0103 str\u00e2ng\u0103 p\u00e2n\u0103 acum 5,5 mi\u00adliarde de euro, dar f\u0103r\u0103 a convinge c\u0103 se poate debarasa \u00een siguran\u0163a de creditele to\u00adxice. Raportul financiar pentru primul trimestru arat\u0103 c\u0103 banca are \u00eemprumuturi neperformante de 37 de miliarde de euro. Popular are una dintre cele mai mici rate ale solvabilit\u0103\u0163ii dintre b\u0103ncile europene.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nFT a remarcat c\u0103 activele b\u0103ncii \u201eau o calitate \u00eendoielnic\u0103\u201c, de\u015fi cifrele livrate de management arat\u0103 c\u0103 activele neperfor\u00adman\u00adte scad, iar Popular are unele dintre cele mai mari opera\u0163iuni pentru IMM-uri din Spa\u00adnia, rela\u0163ii cu clien\u0163ii atent construite \u015fi r\u00e2v\u00adnite de to\u0163i rivalii. FT a calculat c\u0103 acti\u00adve\u00adle nete necolectabile se situeaz\u0103 la 20,2 mi\u00adli\u00ad\u00adar\u00adde de euro, fa\u0163\u0103 de un capital de baz\u0103 Tier 1 de doar 6,1 miliarde de euro.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nBankia s-a retras din licita\u0163ie pentru cump\u0103rarea b\u0103ncii, singurul ofertant probabil r\u0103m\u00e2n\u00e2nd Banco Santander. Soci\u00e9t\u00e9 G\u00e9n\u00e9rale a calculat c\u0103 Santander ar trebui s\u0103 str\u00e2ng\u0103 capital de 12,5 miliarde de euro pentru a putea absorbi banca cu probleme.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/lovitura-teatru-sistemul-bancar-european-banco-popular-una-dintre-cele-mari-banci-spaniole-aflata-pamant-cauza-creditelor-neperformante-cumparata-gigantul-santander-1-euro-16416820\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Gigantul bancar spaniol Banco Santander va cump\u0103ra Banco Popular Espanol, una dintre cele mai mari b\u0103nci din sistemul bancar spaniol, pentru 1 euro, potrivit Bloomberg. Santander vrea s\u0103 str\u00e2ng\u0103 7 miliarde de euro capital, cu care ar urma s\u0103 \u00eei asigure stabilitatea financiar\u0103. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7467,236,7267,299,466,246,470,11056,30016,161,31831],"class_list":["post-148480","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurare","tag-banca","tag-banci","tag-bloomberg","tag-capital","tag-crestere","tag-cumparare","tag-financiar","tag-gigant","tag-miliarde","tag-posibilitate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/148480","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=148480"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/148480\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=148480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=148480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=148480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}