{"id":14802,"date":"2009-09-15T10:28:39","date_gmt":"2009-09-15T10:28:39","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=14802"},"modified":"2026-04-02T14:19:03","modified_gmt":"2026-04-02T14:19:03","slug":"noutate-de-criza-asigurare-impotriva-somajului","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=14802","title":{"rendered":"Noutate de criza: asigurare impotriva somajului"},"content":{"rendered":"<p>Riscul de \u015fomaj \u00eencepe s\u0103 fie luat \u00een calcul de tot mai multe<br \/>\nb\u0103nci, mai ales \u0163in\u00e2nd cont c\u0103 num\u0103rul \u015fomerilor va dep\u0103\u015fi cifra de<br \/>\n600.000 p\u00e2n\u0103 la sf\u00e2r\u015fitul anului. O asemenea poli\u0163\u0103 nu se poate<br \/>\n\u00eencheia \u00eens\u0103 separat, la ghi\u015feul unei companii de asigurare, a\u015fa<br \/>\ncum este se \u00eent\u00e2mpl\u0103 \u00een cazul RCA. &#8220;Nu este un produs de sine<br \/>\nst\u0103t\u0103tor, nici \u00een alte \u0163\u0103ri nu se vinde separat, ci numai \u00een cadrul<br \/>\nunor pachete speciale, de tipul \u00abemployee benefit\u00bb&#8221;, ne-a declarat<br \/>\nGheorghe Grad, directorul general al companiei de brokeraj SRBA. La<br \/>\nnoi, b\u0103ncile ofer\u0103 produsul numai la pachet, \u00een momentul<br \/>\ncontract\u0103rii unui credit, iar asigurarea acoper\u0103 \u015fi alte riscuri,<br \/>\ncum ar fi invaliditatea, incapacitatea temporar\u0103 de munc\u0103 \u015fi<br \/>\ndecesul, \u00een func\u0163ie de banc\u0103. Avantajul este c\u0103, pentru o anumit\u0103<br \/>\nperioad\u0103, clientul cu probleme scap\u0103 de plata ratelor. Dezavantajul<br \/>\neste c\u0103 pre\u0163ul \u00eemprumutului cre\u015fte, pentru c\u0103 asigurarea se<br \/>\npl\u0103te\u015fte lunar ca procent fix din valoarea total\u0103 a creditului.<\/p>\n<p>Cititi mai multe pe <a target=\"_blank\" href=\n\"http:\/\/www.gandul.info\/financiar\/noutate-de-criza-asigurare-impotriva-somajului-afla-aici-cat-te-costa-4894620\"><br \/>\nwww.gandul.info<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Polita de asigurare impotriva somajului, atasata creditelor, scuteste clientul de plata ratelor pentru o anumita perioada. Costul total al imprumutului creste insa destul de mult.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[331,182,11256,13400],"class_list":["post-14802","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurari","tag-criza","tag-somaj","tag-srba"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14802"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14802\/revisions"}],"predecessor-version":[{"id":35005,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14802\/revisions\/35005"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14802"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14802"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}