{"id":14701,"date":"2009-09-04T15:09:23","date_gmt":"2009-09-04T15:09:23","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=14701"},"modified":"2026-04-02T14:15:53","modified_gmt":"2026-04-02T14:15:53","slug":"dobanzile-de-penalizare-una-din-capcanele-ascunse-la-cardurile-de-credit","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=14701","title":{"rendered":"Dobanzile de penalizare, una din capcanele ascunse la cardurile de credit"},"content":{"rendered":"<p>Dobanzile penalizatoare pornesc de la 5% din sumele datorate bancii, insa pot atinge in unele cazuri si 50% din tranzactiile efectuate lunar, in conditiile in care perioada de gratie in care clientii pot rambursa sumele utilizate nu depaseste 45-55 de zile, scrie <a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/cardurile-de-credit-ascund-capcane-dobanzile-de-penalizare-cum-comentati-4847810\/\" target=\"_blank\">Ziarul Financiar.<\/a><\/p>\n<p>In cazul in care cei care detin un astfel de card reusesc sa se incadreze in perioada de gratie stabilita, dobanda practicata de banci pentru tranzactii este de 0%.<\/p>\n<p>Cititi mai multe pe <a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/cardurile-de-credit-ascund-capcane-dobanzile-de-penalizare-cum-comentati-4847810\/\" target=\"_blank\">www.zf.ro.<\/a><\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chiar daca promit dobanzi reduse si posibilitatea acordarii de finantare pe perioade mari de timp, ofertele de carduri de credit lansate de bancile mici pot ascunde si capcane: dobanzile de penalizare usturatoare impuse clientilor care nu reusesc sa isi ramburseze datoriile in perioada de gratie.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,13281,13280,187,13282],"class_list":["post-14701","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-capcana","tag-card-de-credit","tag-dobanzi","tag-penalizare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14701","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14701"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14701\/revisions"}],"predecessor-version":[{"id":34916,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14701\/revisions\/34916"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14701"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14701"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14701"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}