{"id":14674,"date":"2009-09-03T12:17:46","date_gmt":"2009-09-03T12:17:46","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=14674"},"modified":"2026-04-02T14:15:14","modified_gmt":"2026-04-02T14:15:14","slug":"pe-cati-ani-este-mai-avantajos-creditul-prima-casa","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=14674","title":{"rendered":"Pe cati ani este mai avantajos creditul \u201ePrima Casa\u201d"},"content":{"rendered":"<p>Intentionati sa luati un credit prin programul &bdquo;Prima Casa&rdquo; si va faceti calculele pe ce perioada ar fi mai avantajos? In principiu, cu cat perioada de rambursare este mai mare, cu atat suma totala de returnat este mai mare, dar rata lunara este mai mica, comparativ cu un imprumut pe un termen mai redus, scrie <a href=\"http:\/\/www.gandul.info\/financiar\/pe-cati-ani-este-mai-avantajos-creditul-prima-casa-4840286\" target=\"_blank\">Gandul.<\/a><\/p>\n<p>Concret, pentru un credit &bdquo;Prima Casa&rdquo; de 50.000 euro, pe o perioada de 30 de ani, suma totala de rambursat este de circa 99.000 euro. In schimb, pentru acelasi credit de 50.000 de euro, dar pentru o perioada mai scurta cu cinci ani, deci pe 25 de ani, suma totala de restituit este de 90.000 euro, adica cu circa 9.000 euro mai putin decat pentru creditul pe 30 de ani. <\/p>\n<p>Cititi mai multe pe <a href=\"http:\/\/www.gandul.info\/financiar\/pe-cati-ani-este-mai-avantajos-creditul-prima-casa-4840286\" target=\"_blank\">www.gandul.info.<\/a><br \/>\n\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Suma totala de rambursat creste cu 9.000 euro la fiecare 5 ani, dar rata lunara este mai mica cu 24 de euro la un imprumut pe 30 de ani fata de unul pe 25 de ani.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,7736,183,12242,9980,13253],"class_list":["post-14674","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-credit","tag-imprumut","tag-prima-casa","tag-rata","tag-termen"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14674"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14674\/revisions"}],"predecessor-version":[{"id":34891,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/14674\/revisions\/34891"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=14674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=14674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}