\n\u00cen medie, portofele din Germania de\u0163in aproape de dou\u0103 ori mai mult numerar \u2013 circa 123 de dolari – dec\u00e2t cele din Australia, Statele Unite, Fran\u0163a \u015fi Olanda, potrivit unui raport recent al Rezervei Federale privind modul de plat\u0103 al consumatorilor din \u0163\u0103rile respective. Aproximativ 80% din toate tranzac\u0163iile din Germania sunt efectuate \u00een numerar (\u00een Statele Unite, rata de plat\u0103 \u00een numerar este mai mic\u0103 de 50%), iar aceast\u0103 form\u0103 de plat\u0103 se folose\u015fte \u015fi \u00een cazul tranzac\u0163iilor mai mari.<\/p>\n
\nNimeni nu stie exact motivul pentru care germanii au o astfel de preferin\u0163\u0103 puternic\u0103 pentru bani, de\u015fi datele sondajului ofer\u0103 unele sugestii. Responden\u0163ii germani au sugerat c\u0103 utilizarea de numerar face mai u\u015foar\u0103 eviden\u0163a \u015fi cheltuiala bugetului. Alte r\u0103spunsuri sugereaz\u0103 faptul c\u0103 germani prefer\u0103 s\u0103 fie c\u00e2t mai discre\u0163i \u00een leg\u0103tur\u0103 cu veniturile lor, \u00een conformitate cu entuziasmul lor privind o via\u0163\u0103 personal\u0103 privat\u0103.<\/p>\n
\nDesigur, atitudinea lor fa\u0163\u0103 de bancnote trebuie s\u0103 aib\u0103 \u00een spate \u015fi reminescen\u0163e din istoria monetar\u0103 tumultoas\u0103. Oamenii din \u0163\u0103rile care au suferit crize bancare destul de sensibile, prefer\u0103 de multe ori s\u0103 economiseasc\u0103 \u00een numerar, de\u015fi, \u00een mod obi\u015fnuit, \u00een valute str\u0103ine, cum ar fi dolarii, dec\u00e2t s\u0103 pun\u0103 banii \u00een banc\u0103. \u015ei \u00een \u0163\u0103ri precum Bulgaria \u015fi Rom\u00e2nia, care au istorii recente de instabilitate valutar\u0103 \u015fi crize financiare, utilizatorii prefer\u0103 s\u0103 foloseasc\u0103 bani cash. <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
\u00centr-o er\u0103 \u00een care tranzac\u0163iile par s\u0103 \u00ee\u015fi fac\u0103 loc din ce \u00een ce mai mult \u00een mediul online, consumatorii germani par mul\u0163umi\u0163i cu sistemul de plat\u0103 \u201e\u00eenvechit\u201d. Germania r\u0103m\u00e2ne una dintre cele mai mari consumatoare de numerar de pe P\u0103m\u00e2nt, conform Quartz.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16894,82,4166,5238,246,182,15646,32766,7909,8480,7921,242,10287,15658,9768,539,229,28902,93,32794,7176,8884,7287,7134,7128],"class_list":["post-146079","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-australia","tag-bani","tag-cash","tag-consumatori","tag-crestere","tag-criza","tag-detinere","tag-folosire","tag-franta","tag-germani","tag-germania","tag-istorie","tag-mediu","tag-multumire","tag-olanda","tag-online","tag-pamant","tag-par","tag-plati","tag-preferinta","tag-raport","tag-rezerva-federala","tag-sistem","tag-statele-unite","tag-tranzactii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/146079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=146079"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/146079\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=146079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=146079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=146079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}