{"id":145201,"date":"2017-03-28T08:40:00","date_gmt":"2017-03-28T08:40:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=145201"},"modified":"2017-03-28T08:40:00","modified_gmt":"2017-03-28T08:40:00","slug":"cati-bani-puteai-sa-faci-daca-ai-fi-investit-in-apple-in-loc-sa-ai-un-copil","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=145201","title":{"rendered":"C\u00e2\u0163i bani puteai s\u0103 faci dac\u0103 ai fi investit \u00een Apple \u00een loc s\u0103 ai un copil"},"content":{"rendered":"<p>\n\u201eTe-ai \u00eentrebat vreodat\u0103 c\u00e2t de diferit\u0103 ar fi fost situa\u0163ia ta financiar\u0103 dac\u0103 ai fi investit \u00een ac\u0163iuni Apple \u00een loc s\u0103 ai un copil?\u201d, este \u00eentrebarea cu care te \u00eent\u00e2mpin\u0103 pagina site-ului WhatIfIBoughtAppleInstead.<\/p>\n<p>\nAcesta este un site care invit\u0103 p\u0103rin\u0163ii s\u0103 introduc\u0103 luna de na\u015ftere a copilului lor, venitul familiei \u015fi valoarea taxelor pentru educa\u0163ie, dac\u0103 acestea au fost deja pl\u0103tite. Ulterior, site-ul calculeaz\u0103 c\u00e2\u0163i bani ar fi f\u0103cut dac\u0103 ai fi investit to\u0163i ace\u015fti bani \u00een ac\u0163iuni Apple. &nbsp;Exist\u0103 o limitare major\u0103, &#8211; Apple nu \u015fi-a f\u0103cut datele publice p\u00e2n\u0103 \u00een decembrie 1980, iar calculatorul face calculele doar pe baza datelor \u00eencep\u00e2nd cu 1981. Deci, \u00een cazul \u00een care copilul s-a n\u0103scut \u00eenainte de 1980, aplica\u0163ia nu func\u0163ioneaz\u0103.<\/p>\n<p>\nUn exemplu pentru familiile din SUA ar fi urm\u0103torul \u2013\u00een cazul \u00een care p\u0103rin\u0163ii au \u00een jur de &nbsp;111.000 de dolari venit brut al familiei, care ar fi pl\u0103tit o medie de 50.000 de dolari anual, timp de patru ani, la un colegiu privat, pentru un copil n\u0103scut \u00een ianuarie 1981, ar fi investit \u00een Apple din acel moment, ei ar de\u0163ine acum peste de 48 de milioane de dolari \u00een ac\u0163iunile Apple. Aceast\u0103 cifr\u0103 p\u00e2n\u0103 la 34,3 milioane de dolari pentru familiile cu venituri medii, care c\u00e2\u015ftig\u0103 \u00eentre 64.000 de dolari \u015fi 110.000 de dolari \u00een total venituri.<\/p>\n<p>\n\u201eCu toate acestea, nu ai fi avut copilul iubit. E frumos s\u0103 fii bogat, dar nu uita c\u0103 banii nu sunt totul\u201d, se \u00eencheie, \u00eens\u0103, articolul publicat pe Fortune.com.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen cazul \u00een care e\u015fti curios s\u0103 \u015ftii c\u00e2t de bogat ai fi putut fi dac\u0103 ai fi investit \u00een Apple \u00een loc s\u0103 cre\u015fti un copil, acum ai aceast\u0103 \u015fans\u0103. Un articol online al publica\u0163iei Fortune \u00ee\u0163i arat\u0103 cum. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7172,10403,288,32901,82,15359,284,30159,21421,15278,15646,8219,4669,18372,11056,17331,274,334,32617,26214,539,10162,78,80,3025,8257,6909],"class_list":["post-145201","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-actiuni","tag-aplicatie","tag-apple","tag-articol","tag-bani","tag-calculator","tag-castigare","tag-caz","tag-colegiu","tag-copil","tag-detinere","tag-educatie","tag-familie","tag-familii","tag-financiar","tag-functionare","tag-incepere","tag-incheiere","tag-intrebare","tag-nastere","tag-online","tag-parinti","tag-publicare","tag-refuz","tag-site","tag-venit","tag-venituri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/145201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=145201"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/145201\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=145201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=145201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=145201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}