{"id":144501,"date":"2017-03-13T17:32:59","date_gmt":"2017-03-13T17:32:59","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=144501"},"modified":"2017-03-13T17:32:59","modified_gmt":"2017-03-13T17:32:59","slug":"asf-nu-mai-vrea-sa-prelungeasca-plafonarea-rca-autoritatea-de-supraveghere-financiara-introduce-conceptul-de-client-cu-risc-ridicat","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=144501","title":{"rendered":"ASF nu mai vrea s\u0103 prelungeasc\u0103 plafonarea RCA: Autoritatea de Supraveghere Financiar\u0103 introduce conceptul de \u201eclient cu risc ridicat\u201d"},"content":{"rendered":"<div>\nPotrivit ASF, pachetul de ac\u0163iuni cuprinde \u201eun pilon legislativ, inclusiv participarea la aprobarea Legii RCA \u00een Parlament \u015fi elaborarea legisla\u0163iei de nivelul 2. de competen\u0163a Autorit\u0103\u0163ii\u201d, apoi \u201eintroducerea pre\u0163ului de referin\u0163\u0103, cu monitorizarea primelor efective pentru sectoarele cele mai vulnerabile\u201d \u015fi \u201eimplementarea de m\u0103suri specifice de protec\u0163ie a consumatorilor\u201d.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nPrintre cele mai importante m\u0103suri pe care ASF le are \u00een vedere se num\u0103r\u0103 stabilirea tarifelor de referin\u0163\u0103, introducerea \u00een legisla\u0163ie a conceptului \u201eclient cu risc ridicat\u201d, elaborarea unor ghiduri cu privire la rela\u0163ia asigur\u0103torilor\/intermediarilor cu consumatorii, precum \u015fi derularea unor activit\u0103\u0163i sus\u0163inute de informare public\u0103 \u015fi de educa\u0163ie financiar\u0103 pe tema poli\u0163elor RCA.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n\u00cen vederea stabilirii tarifelor de referin\u0163\u0103, ASF va contracta servicii actuariale de specialitate din partea unei ter\u0163e p\u0103r\u0163i independente pentru \u00eent\u0103rirea credibilit\u0103\u0163ii rezultatelor ob\u0163inute. Totodat\u0103, ASF va lucra la acest proiect cu Banca Mondial\u0103 care va oferi asisten\u0163\u0103 tehnic\u0103 \u00een vederea consolid\u0103rii unei pie\u0163e de asigur\u0103ri RCA orientat\u0103 pe tarife de referin\u0163\u0103.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\nReferitor la introducerea conceptului \u201eclient cu risc ridicat\u201d, ASF precizeaz\u0103 c\u0103, pentru aceast\u0103 categorie special\u0103, analiza prevederilor legislative de pe alte pie\u0163e mature (ex. Austria, Belgia) indic\u0103 abord\u0103ri precum \u201eposibilitatea apel\u0103rii la o asocia\u0163ie a asigur\u0103torilor \u00een situa\u0163ia \u00een care tariful de prim\u0103 dep\u0103\u015fe\u015fte un anumit prag\u201d. \u00cen urma determin\u0103rii de c\u0103tre aceast\u0103 asocia\u0163ie a unui tarif aferent riscului ridicat, \u201econtractul de asigurare este repartizat pe baza unor criterii care pot s\u0103 \u0163in\u0103 cont de cota de pia\u0163\u0103, c\u0103tre o societate de asigurare membr\u0103 a asocia\u0163iei. \u00cen Rom\u00e2nia, acest proces ar putea fi gestionat de c\u0103tre BAAR\u201d.<\/div>\n<div>\n&nbsp;<\/div>\n<div>\n<a href=\"http:\/\/www.zf.ro\/banci-si-asigurari\/asf-nu-mai-vrea-sa-prelungeasca-plafonarea-rca-autoritatea-de-supraveghere-financiara-introduce-conceptul-de-client-cu-risc-ridicat-16193211\">Cititi mai multe pe www.zf.ro<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Autoritatea de Supraveghere Financiar\u0103 (ASF) anun\u0163\u0103 c\u0103 a elaborat un pachet de ac\u0163iuni pentru stabilizarea pie\u0163ei RCA, dup\u0103 expirarea perioadei de plafonare a tarifelor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[16599,4126,9734,33205,11056,14862,8208,80,20885,9184,14589],"class_list":["post-144501","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-autoritate","tag-clienti","tag-concept","tag-elaborare","tag-financiar","tag-introducere","tag-rca","tag-refuz","tag-ridicare","tag-risc","tag-supraveghere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/144501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=144501"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/144501\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=144501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=144501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=144501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}