{"id":143358,"date":"2017-02-14T14:59:10","date_gmt":"2017-02-14T14:59:10","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=143358"},"modified":"2017-02-14T14:59:10","modified_gmt":"2017-02-14T14:59:10","slug":"asociatia-romana-a-bancilor-in-2017-creste-creditul-ipotecar-si-scade-cel-de-consum","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=143358","title":{"rendered":"Asocia\u0163ia Rom\u00e2n\u0103 a B\u0103ncilor: \u00cen 2017 cre\u015fte creditul ipotecar \u015fi scade cel de consum"},"content":{"rendered":"<p>\n\u201cCre\u015fterea creditului neguvernamental a fost relativ redus\u0103 \u00een 2016. \u00cen 2017 suntem preg\u0103ti\u0163i ca s\u0103 credit\u0103m. Este o abunden\u0163\u0103 de lichiditate \u00een sistem. Nivelul de economisire intern\u0103 este unul ridicat. Av\u00e2nd \u00een vedere cre\u015fterea macroeconomic\u0103 vedem o cerere agregat\u0103 mai mare din partea companiilor. La popula\u0163ie vedem o cre\u015ftere a credit\u0103rii ipotecare \u015fi o sc\u0103dere a creditului de consum\u201d, a declarat, mar\u0163i, Sergiu Oprescu, Pre\u015fedintele Consiliului Director al Asocia\u0163iei Rom\u00e2ne a B\u0103ncilor (ARB).<\/p>\n<p>\nBancherii spun c\u0103 motorul creditului ipotecar a fost programul Prima Cas\u0103, \u00een vreme ce creditul ipotecar clasic nu a mai fost at\u00e2t de solicitat.<\/p>\n<p>\n\u00cen ceea ce prive\u015fte 2016, \u00een toamna anului trecut, sistemul bancar rom\u00e2nesc \u015fi-a men\u0163iunt stabilitatea financiar\u0103 \u015fi are perspective \u015fi lichiditate suficient\u0103 s\u0103 finan\u0163eze popula\u0163ia \u015fi companiile. Rata creditelor neperformante s-a redus \u00een 2016 de 2,3 ori fa\u0163\u0103 de v\u00e2rful din 2014. Astfel, rata acestor credite este de 9,9%, din care 8,11%, \u00een cazul creditelor pentru popula\u0163ie \u015fi 2,2%, \u00een cazul creditelor pentru IMM.<\/p>\n<p>\n<a href=\"http:\/\/www.mediafax.ro\/economic\/asociatia-romana-a-bancilor-in-2017-creste-creditul-ipotecar-si-scade-cel-de-consum-16160442\">Cititi mai multe pe www.mediafax.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Anul acesta va cre\u015fte creditul ipotecar \u015fi va sc\u0103dea cel de consum pentru popula\u0163ie. De asemenea, b\u0103ncile vor pune accent pe creditarea companiilor. Acestea sunt previziunile pentru 2017 ale reprezentan\u0163ilor Asocia\u0163iei Rom\u00e2ne a B\u0103ncilor (ARB).<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[10412,7267,201,9817,8753,557,246,7177,13481,8327],"class_list":["post-143358","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asociatie","tag-banci","tag-companii","tag-consum","tag-credit-ipotecar","tag-creditare","tag-crestere","tag-populatie","tag-romana","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/143358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=143358"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/143358\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=143358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=143358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=143358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}