\nLuke Brett Moore, un t\u00e2n\u0103r australian, tocmai \u00ee\u015fi pierduse jobul c\u00e2nd a descoperit c\u0103 banca la care avea deschis un cont \u00eei putea oferi credit nelimitat din cauza unei erori. La acel moment s-a g\u00e2ndit c\u0103 nu e o oportunitate pe care ar putea s\u0103 o piard\u0103 \u015fi, dup\u0103 cum poveste\u015fte el \u00eensu\u015fi publica\u0163iei online bbc.com, a \u00eentrecut limita cheltuielilor \u015fi nu s-a oprit p\u00e2n\u0103 c\u00e2nd s-a trezit cu poli\u0163ia la u\u015f\u0103:<\/p>\n
\n\u201eIni\u0163ial, \u00een 2010, am avut doar un cont bancar normal, pentru \u00eemprumutul de cas\u0103, asigurarea de s\u0103n\u0103tate \u015fi facturi. Dar am avut un accident de ma\u015fin\u0103 destul de ur\u00e2t, iar contul meu a fost mutat la alt\u0103 banc\u0103; legat de asta, nu prea cunosc circumstan\u0163ele. Prima s\u0103pt\u0103m\u00e2n\u0103 am fost \u00eengrijorat, deoarece nu aveam nici bani s\u0103 \u00eemi pl\u0103tesc ipoteca. A\u015fa m-am g\u00e2ndit s\u0103-mi accesez contul.<\/p>\n
\nIni\u0163ial, am accesat 500 de dolari, pentru ipotec\u0103. Dar apoi am tot continuat, f\u0103r\u0103 ca banca s\u0103 se sesizeze. P\u00e2n\u0103 \u00eentr-o zi c\u00e2nd am sunat \u015fi am \u00eentrebat dac\u0103 pot retrage 5.000 de dolari \u015fi au fost aproba\u0163i. Am fost \u015focat – m-am trezit cu acces la o linie de credit extraordinar\u0103. A fost o perioad\u0103 nebun\u0103 pentru mine. Eram un t\u00e2n\u0103r de 22 de ani, f\u0103r\u0103 minte. Abia m\u0103 recuperasem dup\u0103 accident \u015fi m-am trezit pentru prima dat\u0103 f\u0103r\u0103 serviciu. M-am hot\u0103r\u00e2t s\u0103 m\u0103 despart de iubita mea din liceu, cu care aveam o rela\u0163ie de patru ani, \u015fi m-am trezit \u00een c\u0103utarea unei vie\u0163i proaspete, cu al\u0163i oameni, \u00een alt loc. Recunosc c\u0103 a fost minunat \u2013 am f\u0103cut ceea ce ar face majoritatea tinerilor afla\u0163i la o v\u00e2rst\u0103 fraged\u0103, care se afl\u0103 \u00een posesia unei sume frumu\u015fele – distrac\u0163ie \u015fi petreceri. M-am dus \u00een cluburi de striptease, am cheltuit mii de dolari pe femei, alcool \u015fi cocain\u0103.<\/p>\n
\nDe fiecare dat\u0103 c\u00e2nd le ceream \u00eemprumut celor de la banc\u0103, nu m\u0103 a\u015fteptam s\u0103 \u00eemi ofere, dar \u00eei primeam. Apoi, \u00een 2012, \u00eentr-o zi normal\u0103, m-am trezit cu poli\u0163ia \u00een cas\u0103, care m-a arestat. C\u00e2\u0163iva ani mai t\u00e2rziu am fost g\u0103sit vinovat de ob\u0163inere de avantaje financiare prin \u00een\u015fel\u0103ciune cu bun\u0103 \u015ftiin\u0163\u0103 \u015fi am fost condamnat pentru o perioad\u0103 de maximum patru ani \u015fi jum\u0103tate de \u00eenchisoare. \u00cens\u0103 am stat dup\u0103 gratii doar \u015fase luni \u00eengrozitoare deoarece, din punct de vedere legal, am dovedit c\u0103 nu eram obligat s\u0103 informez banca despre ceea ce fac eu cu banii. Judec\u0103torul mi-a repro\u015fat c\u0103 nu am fost onest, dar, totu\u015fi, tr\u0103im \u00eentr-o societate \u00een care nedrept\u0103\u0163ile aduc oameni dup\u0103 gratii; iar la mine a fost vorba de ghinion. <\/p>\n
\nOricum, aceast\u0103 experien\u0163\u0103 aproape mi-a distrus via\u0163a \u015fi lunile de distrac\u0163ie nu au meritat. Abia acum \u00eencep s\u0103 transform experien\u0163a \u00een ceva pozitiv \u2013studiez dreptul \u015fi \u00een doi ani voi fi un avocat specializat \u00een drept penal.\u201d<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Luke Brett Moore, un t\u00e2n\u0103r australian, tocmai \u00ee\u015fi pierduse jobul c\u00e2nd a descoperit c\u0103 banca la care avea deschis un cont \u00eei putea oferi credit nelimitat din cauza unei erori. La acel moment s-a g\u00e2ndit c\u0103 nu e o oportunitate pe care ar putea s\u0103 o piard\u0103 \u015fi, dup\u0103 cum poveste\u015fte el \u00eensu\u015fi publica\u0163iei online […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8254,7467,236,82,5453,24812,283,7942,7736,183,10518,24930,461,15990,80,37596,7960],"class_list":["post-140875","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-accident","tag-asigurare","tag-banca","tag-bani","tag-casa","tag-cauza","tag-cheltuieli","tag-cont","tag-credit","tag-imprumut","tag-ipotecare","tag-normalitate","tag-pierdere","tag-politie","tag-refuz","tag-striptease","tag-tanar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/140875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=140875"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/140875\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=140875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=140875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=140875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}